Can I date a 17 year old boy since I am a 14 year old girl?

"dating" would be fine. But as stated above, sex could lead to legitimate problems.

Should I just pay the careless driving ticket and take the points I don't want to go to court

It sounds to me like you should hire an experienced attorney. There is not enough info here to give you specific advice but you could be facing...

I received at ticket on 9/23/16 aprox 8:50a 39:4-56 I like to know if any points or will effect my insurance rate & ticket fee?

I agree with the above. No points and minimal fine for this type of offense. Pay the fine and save money on counsel for this one.

State of New Jersey is it legal for a 17 year old to have sex with a 20 year old

As stated above, the age of consent is 16 as long as there is no relationship of authority or family.

How long does a warning last for

More information is necessary. I am assuming If the officer wrote you a ticket then it is not a "warning." IF the officer let you go without...

Can a person who got a public defender get in trouble by hiding $100,000 under his wife's maiden name?

Yes. Hire an experienced criminal defense attorney.

You definitely should retain an experienced attorney. You may even be sued at some point. That being said, more information is needed to properly...

How will PTI show up on background check.

Normally it will show up as pending through the course of your PTI. Once you complete PTI it will show as dismissed.

Can I fine a kid from scratching my car?

Short answer is yes you can call the police and report the incident(s).

I agree with the previous answer. Show your documentation to the prosecutor and explain the situation. You are looking at a fine.