I received a violation 19:9-1.2 .19 on NJT Exceeding 15-19? I believe this is 4 points?

Ok, so yes you are correct, it is a four point ticket. Try seeing if they will let you plead to a no point violation or at least drop it to a two...

Can I reopen a closed traffic case?

It was an affirmative defense that you would have had to have raised at the time of trial. By failing to raise same, you waived it and nothing can...

What legal action can I take against a company who conducted an unauthorized debit from my bank account?

I would really let it go. You could file a small claims case if you do not get your refund, but otherwise, how will prove your damages

How long will it take for the credit report to be removed from my credit & how much trouble will the person be if they use it?

File a Police Report, Dispute it with the Credit Agency's and close the card. By disputing, you have a better chance to get it off the report

With him being a minor will one year of credit monitoring be enough?

One year should be enough, as it is pretty standard. I would use Life Lock and possibly put on a credit lock just to be sage.

Bring the insurance card to Court and show to the Prosecutor and the Judge. They will amend the ticket to not having in your possession. Fine...

How can I fight a cival suit that has already been made against me?

As others have said, bankruptcy may help. Depending on what the judgment is written as, it may be possible to get discharged, but that will be case...

What do I do if no attorney will help me without putting me in debt?

Seek out Pro Bono Services or Legal Aid Services in order to get representation for free or at a very minimal cost. Also check with Law Schools in...

First payment on a mortgage is due on the first of the month after you file. So your first payment under the Mtg should have been FEBRUARY 1-15. ...

What is my recourse if my bankruptcy lawyer made a mistake?

No attorney should really give you an answer as you are represented by Counsel, but worst case scenario, is spread the payment over the balance of...