If you don't agree with your doctors bill amount, do you have to pay it out of your settlement?

In NJ, that is called Balance billing and it is not permitted under the law. Make sure that this not the case here. Have counsel review.

Do I have the right to obtain copy of itemized bill from third party collection agency?

Go back to the original service provider and see if they will provide it. If not, I believe that a debt validation with explanation letter would...

If you were a minor, how could you have co-signed the debt. That may be your ticket out and have it removed from your credit report but you will...

Should I pay fine of 150?

Did you receive a letter from the store or counsel for them. I say get an attorney and fight it. Reasonable people will reach a reasonable...

Can New York State garnish my Soc Sec payments or place any liens on my assets here in Fla and/or NYS?

While Social Security can not be garnished, liens and other assets can. You would have to show that the only funds in the bank account are from...

Should I file bankruptcy before or after my divorce is finalized?

Ms. Bunce makes a good point that you should consider. Personally I believe that yes you should file, if you are not living in the house and he...

Off set of Retirement Payments

Not only should you consult with your counsel, but I also recommend with your tax advisor

Will it affect my credit?

She can go to a collection agency before going to court. YEs, it will hurt your credit. File a pre-emptive suit in the proper court of...

My wife died and her job said they over paid her 1900.00 dollars do I have to pay

If she died, how could they have paid her. It is not like this is the government, she did not go to work. Does this employer have a habit of not...

Has this Collections Agency violated FDCPA and or WSCAA and what recourse do I have if so? Do I need a lawyer?

Seek out a lawyer in your state that deals with FDCP (Fair Debt Collection Practice) as it appears that you may have a claim. Do it quickly as the...