What is a better option - Foreclosure or Bankruptcy?

SHort Answer is filing for bankruptcy is a good option. The opinions of counsel answering this all have merit. Make an appointment and get face...

If I borrowed from my sons collage savings fund in Ms. and can not repay it, can my home be taken from me?

They can get a lien, and if they are in 1st position, then yes, they can foreclose. If not then they have to take out whoever is infront of them.

Can withdrawals from IRA accounts that were electronically transferred to my checking account be levied in NJ?

Once transferred in it loses identity, unlike social security.

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Can he file bankrupsy on a forclosed home before its forclosed?

While a Bankruptcy may be an option, if you are not on the title to the Property, or the Mortgage, then a Bankruptcy will not stop the foreclosure....

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In New Jersey a job can not garnish your pay if you make less then 250 a week.i made 167.00

They were probably just following a Court Order. You have to go and Object to the Garnishment. Do not blame the employer if you failed to protect...

I lost everything with sandy need to do a bankurtcy.

If you have other debts besides the vehicle, I would agree that consulting with a bankruptcy counsel would be best.

Interrogatories and debt collection on a small claims judgment

That Question is specific to KY Law. You can go on the Court's website to find out the information.

Family member suing over oral agreement of payment.

If they did not show up in Court, how is there a Judgment entered against you, if you were there? Are you sure that a Judgment was entered? Those...

Can a public school write services from a private institution into a child's IEP?

Mr. Dufrense has given a perfect answer on this matter, as this is what I tell my providers to do.

Is a debt settlement letter good enough for court?

Normally, the person suing files with the Court a Stipulation of Settlement. The day before, I would contact the Court and see if same has been...