I received A call from a company claiming to be a law group

Under the Fair Debt Collection Act, the following are violations: --Use of threats of violence or harm against the person, property, or reputation...

In terms of how much they can garnish that depends on the Garnishment Order. Some of the orders include filing fees, and counsel fees, which could...

I'm 26 years old with three judgements and a poor credit score. Should I file bankruptcy?

I am a banruptcy practioner in New Jersey. You state that you want to pay off your bills and repair yor credit the "old fashioned way". The...

My HOA filed a lawsuit against me for non payment of HOA fees. I provided their attorney with proof that past due, current

You could probably see if there is a claim under the Fair Debt Collection Act, which can be googled. I would also suggest that you demand from...

Can a school give a student special education and related services if the child is not disabled?

A hygiene problem does not consitute a disability, nor does just lack of socialization due to hygiene issues. There is no requirement for an IEP...

Im being charged for my son's juvenile incarceration, can this be discharged in my chapter 7 and is it unsecured priority?

I believe it is dischargeable. Priority Unsecured is Domestic support obligations, wages, salaries, taxes, claims for injuries as a result of an...

What is the differencce between secured, unsecured and a priority unsecured debt?

Secured: Property is used as collateral for the money. Usually, a Mortgage or a promissory note was signed and a lien is filed and recorded. ...

In SC, can a wife be held responsible for her husbands CC debt. $19,000 in his name only that she had no idea he had and defaul

At first blush, I would say that no you are not liable on the debts. The issues that have to be explored are the fact that if a Judgment is taken,...

I filed chapter 13 2 years ago and have vehicles that were not included ( they were paid off prior to filing). Can I sell them?

First, I would suggest that you contact your Bankruptcy Counsel for specifics in your Jurisdiction. Generally, the first thing you have to tell...

Bankruptcy - Chapter 7 - Do you still have to pay for your mortgage/late fees if you're including it on your bankruptcy?

There are several questions here. First and foremost, if your friend qualifies for a Chapter 7, meaning that she is able to file a Chapter 7 based...