If a home loan is taken on the strength of one spouse's income, should the mortage have both spouses listed as borrowers?

If your husband is the sole owner of the house, then you may not be required to sign the Note and/or mortgage, but if you own the house jointly,...

Will liberty mutual insurance rates go up for39:4-56 delaying traffic?

It is a law fine, but if I read the statute as defined in the NJ Lawyers Diary and Manual correctly, you could receive up to 15 days in prison....

As Jon has indicated, there are several courses of action you can take, including, but not limited to calling PA's equivalent to NJ's Office of...

Sometimes it is wise to be first to the courthouse steps and be the plaintiff rather than the defendant, but while one of my former partners stood...

Can somebody get a loan from a bank with bad credit but not using the (ssn) but using the (tax ID) for a business?

I concur with Mr. Weltman. With banks tightening up the standards for giving a loan, it is highly unlikely you can receive a loan with bad...

What do I need to start selling online & what information to collect for tax filing?

Unless things have changed, Congress imposed a moratorium on the collection of sales tax on sales made through the Internet. Some states, as in...

In NJ, how many years of prior financial information (checking ac) of deceased is a beneficiary of the will entitled to receive

As a general rule, the beneficiaries have no right to demand five years of the decedent's checking account info. unless the beneficiary asserts the...

Can my apartment complex charge me late fees monthly on an electric bill that they paid even though my rent is pai on time alway

As noted by my colleague, who practices landlord/tenant law, most leases contain not only a provision for the payment of rent, but a statement that...

My wife's applied for an extention to her short term disability. Psychiatrist & therapist both agree she needs extention.

In your wife has a long term disability and has disability insurance from her employer, then she can apply for this benefit. You indicate that...

Do credit unions have special privileges to change interest rates on car loans after the contract has been signed?

Some financing agreements, like Home Equity Loans, are based upon Prime plus points above that and adjusts quarterly. I cannot advice you...