Archived
At what point of foreclosure in NJ does the court start taping notices to your door?
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Answered on April 30, 2014
There is an abbreviated foreclosure process if the bank can prove a house is vacant. They are required to take various service steps including...
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Archived
How do I know if a lender foreclosed lawfully or if they violated my rights
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Answered on April 13, 2014
You need to retain a local attorney. The fact you didn't get notices could provide a defense but you would have to go through herculean efforts,...
Archived
Taxes /??? worry about losing my insruance
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Answered on April 13, 2014
You need to file. As Mr. Smith points out, the Cancellation of Indebtedness income under IRC Section 108 is subject to an insolvency exception...
Archived
Can A lawyer request the IRS for official copies of Income tax from the mother of a child?
John's answer
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Answered on April 13, 2014
If you are in a custody suit, you should be able to request these documents, subject to application for a protective order, in the relevant...
Archived
Do i need to file an amended tax return to correct filing status and to correct child care credits b/c my son doesnt live w me?
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Answered on April 13, 2014
You should use your CPA or hire a Tax Attorney to amend your return and workout an Installment Plan for any balance caused by the amendment. The...
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Archived
Was having dispute with mortgage company over billing. loan went into default due to disagreement over balance
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Answered on April 13, 2014
It is not clear where you are in the litigation process. However, you appear to have a very strong defense to the foreclosure based on what you've...
Archived
If home has been foreclosed on...can the Lawyer change locks ?
John's answer
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Answered on April 13, 2014
Your rendition of the facts is incomplete and it is hard to glean what exactly has taken place. Did you sign a written agreement? Was there a...
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Archived
What happens to a house with a mortgage after a person dies with no will ?
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Answered on April 13, 2014
The bank can still foreclose. They must include the estate as a defendant. You will need to apply for letters testamentary to cement your...
If a registered foreclosure complaint is returned to sender by mail carrier, what is the next process in the service?
John's answer
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Answered on April 13, 2014
This is a tricky question. Generally, proof of personal service is required under R. 4:4-4 of the New Jersey Court Rules. Rule 4:4-4(b)(1)(C)...
Archived
How do I handle lender applying payment incorrectly. Escrow shortage, extra fees remaining to cover escrow but not applied
John's answer
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Answered on February 08, 2014
This is a good case to fight the bank on. You have contract, negligence and fraud challenges available.
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