Archived
In chp 13. My homeowners insurrance has deemed home a total loss due to sinkhole They're mailing check. what do I do now?
Alan's answer
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Answered on November 14, 2012
If you mean that you did not include the mortgage payments in your ch 13 plan, then the payout of the insurance and full payment of the mortgage...
Archived
I got married on Dec. 31 to a woman that filed chapter 13 in 2009. We received a tax refund due to my earnings. Can we keep it
Alan's answer
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Answered on November 10, 2012
I agree that the refund is in jeopardy, but don't know enough to give advice. How much is the refund? Is it worth hiring a lawyer to dispute? ...
Archived
Can I file bankruptcy if I own a two-family, I have 3x the equity than what I owe on the house.
Alan's answer
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Answered on November 08, 2012
The simple answer is yes, you can file. The more complicated questions revolve around your goals, income, other debts, and cannot be answered...
For a dentist will filing for chapter 7 personal bankruptcy affect the license and/or medicaid provider priviliges?
Alan's answer
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Answered on October 22, 2012
Section 525 of the Bankruptcy Code prohibits discrimination in licensing because of a bankruptcy filing. However, each governing body can have...
Archived
What financial impact do I need to know before I file for divorce?
Alan's answer
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Answered on October 17, 2012
You need to know that most obligations that arise from a divorce are not dischargeable in bankruptcy. You need to consult with your attorney about...
Shoul we give 1/2 of my husbands overtime to the trustee?
Alan's answer
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Answered on October 17, 2012
Fundamentally, when you enter chapter 13, you agree to use money that is not required or your support and usual expenses to make payments to be...
Can a car still be reposed after the loan has been charged off for over a year.
Alan's answer
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Answered on October 16, 2012
If you are correct that a lender cannot repo a car after a charge off because of the tax code in your state, then you should send a letter to the...
Archived
Is a property settlement from a 2003 divorce decree agreement due end of 2012 able to be discharged in a chapter 7 filing ?
Alan's answer
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Answered on October 12, 2012
It is definitely up to you to pursue your rights. When a person files a bankruptcy petition, the schedules are presumed to be accurate but can be...
Archived
My ex-wife just filed for chapter7 bankruptcy....In our 2003 divorce decree I deferred a portion of my settlement of the home .
Alan's answer
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Answered on October 12, 2012
It is definitely up to you to pursue your rights. When a person files a bankruptcy petition, the schedules are presumed to be accurate but can be...
Archived
I have file a chpt 13 bkcy, my timeshare is listed under surrerndered but I want to keep it, I am fighting the timeshare co
Alan's answer
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Answered on October 08, 2012
Unfortunately you do not state enough information to give your definitive advice. First, what is the status of your ch 13? Has it been confirmed? ...
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