I filed bankruptcy and included my car. I requested the bankruptcy be dismissed and called the finance company and told them to come and pick up the car. They never came for the car. The bankruptcy was dismissed in April of 2011. I received an email from the finance company on Aug. 11, 2011, telling me to contact them. On Aug. 12, 2011, the finance company charged off the loan and reported it to my credit. I have not talked with them again until Sept. of 2012. They confirmed the loan was charged but stated they are now looking for the car. Dept. of motor vehicles said they cannot take the car because the loan would have been taken off of their corporate taxes. Can they still come and take it after charging off the loan?