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Have 2 judgts against me from bank.By law must I disclose employ/financial info of spouse?Bank accts,car is joint.Can bank take?
Kenneth's answer
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Answered on July 22, 2010
Yes, your worries are justified. Under most state laws a joint bank account is open for garnishment and it's up to the non-debtor to get back...
Archived
Can American Express ( if they get a judgement) garnish 88 yr old man with only Social Security & no assets?
Kenneth's answer
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Answered on July 22, 2010
Social security benefits are exempt from wage garnishments, except for family support and certain taxes. The pension, however, does not have this...
Archived
Can interest charges be added to medical bills where there is no contract involved
Kenneth's answer
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Answered on July 22, 2010
I assume the context of your question is outside of a bankruptcy. Generally, most state laws allow for creditors to contract with their customers...
To discharge a personal property tax when filing bankruptcy does it have to be listed as one of the debts in the bankruptcy form
Kenneth's answer
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Answered on July 07, 2010
If you filed a Chapter 7 bankruptcy that was a "no asset" case since 2003, your 2000 personal property taxes were dischargeable. As a general...
Archived
Did not re-affirm mortgage after Ch7 bk but rented out home & moved out of state-am I still covered from liability if walk away?
Kenneth's answer
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Answered on July 02, 2010
I agree with my colleague that your discharge protects you from any deficiency liability if the mortgage is foreclosed upon. However, you may have...
Archived
Can we lose our house if we default on our second mortgage?
Kenneth's answer
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Answered on June 30, 2010
Yes you can. Any mortgage or lien may be foreclosed upon. However, many lenders have a practice of not foreclosing on the second mortgage, unless...
Archived
What is a conformed copy of a completed return of summons.
Kenneth's answer
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Answered on June 30, 2010
(1) Yes. If you properly served the summons and complaint and the defendant did not file an appearance, you can then file a motion for default...
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How do get paid from my client on past-due invoices?
Kenneth's answer
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Answered on June 30, 2010
This is a complex commercial collection issue. You must start with looking at who is responsible for the debt. Did you get a guaranty from any...
Archived
If there is a judgement agianst my husband, can the creditor garnish my wages?
Kenneth's answer
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Answered on June 03, 2010
No, but the judgment creditor can garnish a joint bank account, or other jointly owned property. In some states by statute spouse is responsible...
Archived
Bankruptcy and bank fees
Kenneth's answer
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Answered on June 03, 2010
If the bank was listed as a creditor and the fees were incurred before you filed bankruptcy then as to you they were discharged in your bankruptcy....
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