I'm the pres of an hoa. We have a lien on a property due to nonpayment of dues. A bankruptcy was filed . What are my options?

The HOA may not need to do anything, as a discharge in bankruptcy acts only as a discharge on the condo owner's personal liability, not a lien on...

Most of the time these letters are fishing expeditions. You should be careful if and how you respond because you may provide the other side with...

Adversary Proceeding Chapter 7

While the Court will allow your opponent an opportunity to file an objection or other responsive pleading, if the opponent fails to do so timely it...

My home was sold at auction yesterday to BAC Home Loans for $100.00 (BAC held the mortgage on my home while I owned it).

You have my condolences. I am sure this is stressful to you. There's not much legal precedent on this. BAC is big and moves slowly. A property...

How does your credit score reflect whether you have one foreclosure or five foreclosures?

Credit scoring is a complex non-legal issue. There are three major credit bureaus, and each uses a different mathematic algorythm to calculate...

Can I rent my home that is going into foreclosure?

Yes you can, but be sure to have a written rental agreement that renews each month. Also ask for one month's security deposit minimum, and check...

My future ex-husband says if I hire an attorney, he will file bankruptcy.

Your husband's threats are powerful only if they cause you not to act. You have too much to lose by not hiring a lawyer for this case. Get a good...

I live in VA-Can I be charged or arrested for not paying a payday loan.

No, but that won't stop the payday lender from threatening you with that. I doubt it's actually a law firm. Payday lenders are among the worse,...

If you have a small claim judgement against you from a business that you are paying in payments, can they call around town?

Under the federal Fair Debt Collection Practices Act a creditor cannot communicate the facts of a debt to anyone other than the debtor. You can...

Can hospital take state tax return for surgery done in 93

The answer to your question depends of North Carolina state statutes specifically, and I do not practice in North Carolina. You will need to...