Can a private company providing a service to its customers strip the customer's right to go to court and join class actions?

This is big question that isn't susceptible to an answer here. In the opinion of those private companies, yes, they can freely contract for any...

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Respond to complaint in Federal court within 3 weeks.

Federal courts have mandatory electronic filing. When the defendant files with the court, the system automatically shares it with all the...

Depending on your local rules, there's nothing stopping you from bringing up additional points. It's not unusual to receive additional information...

Should I still file an answer, and do I include that I agreed to pay 100.00 month and will they drop the lawsuit?

Definitely file an answer as soon as you can or request additional time to do so. It's remarkable that they would file suit over such a small...

Theres a big immigration center in this town that helps give papers to illegal Mexicans

What is it that you object to? If this center is not in Saint Albans, VT, it will be somewhere else doing the same work. Our state officials have...

What will happen to the time shares when I am gone? No one in the family will take. Cannot sell or give away. Need advice?

A first step would be to call the timeshare company itself. They usually have a department that deals with 'buybacks' (meaning you pay some money...

If the creditor sends me a request for assets or requests a deposition what are My rights? Do I have to respond?

As Attorney Geffen stated, it doesn't sound like you anything for the creditors to go after. However, if you don't answer the interrogatories or...

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Is it ok to file an additional & separate claim against defendant, even if the now lawsuit is only in the discovery stage?

It's not unusual to discover additional causes of action during the discovery phase of a lawsuit. There is a procedure for amending the pleadings,...

Can collection agencies and creditors sue my customers?

It sounds like you've gathered enough knowledge to be dangerous, and you've identified some possible unintended consequences. The questions you ask...

If my husband and I are legally separated but agreed to file for bankruptcy do we have to file jointly?

If you and your ex are still cooperating, and if you don't stand to benefit from filing separately (by stacking exemptions, for example), then it...