Generally, a bank can refuse installment payments if you are behind. Depending upon the state you live it, the creditor may have to give you...

My wife is filing for bankruptcy due to an old car note debt

No, it does not mean you are filing bankruptcy. In most cases the household income has to be disclosed, and so even a non-filing spouse's income...

Filed (pro se) Chapter 7 in Northern TX and default judgment entered against me the next day - what to do?

The judgment is void (not simply avoidable) if entered during the bankruptcy, even if it's only one day after the filing. Whoever entered the...

The bankruptcy should not affect your credit, but that doesn't mean it won't. If the other person is reaffirming, and the payments are current...

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How do I keep one of my cars?

I assume both cars have loans? You can choose one vehicle to keep and sign a reaffirmation agreement with the lender. which means you will still...

What can I do when primary buyer of car filed for chapter 13?

The fact that your ex filed bankruptcy will not affect your liability for the loan. Being the first or second to sign the loan makes no...

Does a collection agency have the right to take me to court over a charged off credit card debt from 2008.

I agree with Dorothy, and the statute of limitations in Maine for credit cards and most other debts is 6 years. After 6 years the collector can...

The answer will depend on where you live - you should consult a local attorney, as foreclosure process varies significantly from state to state.

What will happen to my 2nd mortgage after 1st mortgage forclosure?

The second mortgage debt would have been cleared off the property by the foreclosure. However, just as with the first mortgage, any amount not...

An attorney listed my entire ssn on the ECF(the Federal Court dockets)

I have been able to obtain an award of damages in such a case. Not a lot, but enough to pay for a year of credit monitoring, credit protection...

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