Raef J. Granger

May 14, 2015 Raef Granger, back in 2012 I was sharing my financial woes with a friend from my Church and he recommended Raef Granger to me as an attorney who would assist me in declaring bankruptcy, By this itime my IRA was nearly depleted and I wished I had gone to see him two years before and he said he wished I had too as I would still have my IRA. Raef explained everything to me and I would recommend him to anyone who found them self in the same mess I did.

We met Raef Granger about two years ago through a mutual business friend. We were going through an extremely difficult financial situation, and we didn't know where to turn. We owed the IRS a bit of money to the tune of $80,000, plus another $60,000 to creditors. We met with Raef, and he explained our options to us. He gave us the option of Chapter 7 vs. Chapter 13, all the while advising us without any pressure. Raef never made us feel worse than we already felt. He gave us a remarkable amount of support, aand comfort. He became a close confidant and trusted friend. Through negotiations with the IRS and our Tax Consultant, Raef was able to reduce the amount that we owed to around $19,000. Our monthly payment became a reasonable $800 per month instead of $1500 per month. We have been very fortunate to have met Mr. Granger. He handled everything for us through the courts while keeping in touch with us on a continuous basis. My wife and I cannot say enough positive things about this man. We are very grateful that we had the opportunity to work with him, and will attest to his fine character. We highly recommend his services to anyone who may be going through financial difficulties, as we have truly experienced his dedication to our situation.