Had Chapter 7 discharged last month. Before discharge I purchased a vehicle now I am jobless and forced to have it repo'd

It is very important to know when you bought the vehicle. I know you bought it before the discharge but the question is did you buy it before the...

Are IRAs truly exempted from bankruptcy if I buy them now, after I have creditors?

Please be very careful about transferring money on the eve of filing for bankruptcy. Generally, IRA deposits are protected however there is a look...

What if I fail the means test?

At $95,000.00 per year gross income you should pass the means test. The median income figures were adjusted recently and the median income for a...

This is not a simple question to answer. If you live separate financial lives from your parents then you should not have to include their income. ...

Can a creditor get paid if I file bankruptcy and they have a lien on my home? What would I file 7 or 11?

You may very well be a good candidate for a chapter 7 bankruptcy. The wage garnishment would stop immediately upon filing the bankruptcy. Most...

Can filing Chapter 13 bankruptcy help me keep my home?

Yes, a chapter 13 bankruptcy can help you save your home. It is very important that you have sufficient income to pay the mortgage on the next due...

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I filed a chapter 7 two and a half years ago. It was dismissed not discharged. Can I get the bankruptcy off my credit report?

As long as the information contained in the credit report is accurate it will remain there (you had filed Chapter 7 Bankruptcy). Make sure it is...

How do i get a court ordered lien removed from my paycheck? It is to pay off a credit card debt.

If you were to file bankruptcy the lien will be removed very quickly. If paying the entire amount is not possible then you can reach out to the...

Filling Bankrupsy .

It is important that you keep the payments current and up to date. If you do not keep the payments up to date the bank will eventually repossess...

Why is it best to hire an attorney to file a simple no asset chapter 7 bk, as long as paperwork is correct?

I'm finding that there are fewer and fewer "simple no asset cases" these days. You are assuming that you have no assets and that is not always...