Do I need to put this on application

A Habitual Traffic Offender is a motorist that has accrued three major moving violations or twelve minor moving violations within a five-year...

I am glad you moved on from that part of your life. This should not show up because you were not criminally charged. They may pull a credit report...

I'm being sued in Civil court for defaulting on payment for a loan A loan that was originally a gift.

How much was the loan? Did you sign anything?

I received an online payday loan and wasn't able to pay it back.

Just an FYI from the Ill. Attorney Generals Office "Payday Loan: A payday loan is truly a short-term loan; it has to be paid back in two to four...

I receive a letter from an attorney asking for past due HOA fees, what can I do> I don't have all the money up front

Call and explain your situation. It is important to budget for these fees, otherwise you may be paying attorney fees and other fees on top of what...

Discharged bankruptcy

Discharged is good in bankruptcy, while dismissed is bad. The automatic stay is lifted and you can be pursued by creditors.

I just voluntary surrendered a vehicle. It was a 2011 Mitsubishi Lancer. What do i need to expect? What are my rights?

If you owe more than this loan, I suggest you start the process of filing a bankruptcy.

If they are unable to reach you on a number (which they gave), they can skip trace and attempt to obtain current information to contact you. If...

Do I need to pay for his credit card debts which his creditor stated in his Abstract of Judgment?

You need to review the recording statute. Maybe calling the plaintiff and explaining the situation will help get the lien removed. Here is the...

What do I do about a e-mail sent from a co. that I don't know and threats of all kinds if I don't pay some debt ?

Sounds like a scam. I would ignore this. What law firm initiates communication through email?