Archived
Chapter 7 filing not jointly 2nd car in wifes name can I still claim as 2nd auto for ownership and expenses
Walter's answer
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Answered on May 08, 2012
If you care about the expense part of B22A (as your question implies), you are above median income. You therefore should have enough money to pay a...
Archived
Quitclaim bankruptcy question
Walter's answer
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Answered on May 07, 2012
The trustee will need to kick the tires a bit to make sure that you gave up your interest in the Wyoming home as part of a bona fide divorce, but I...
What is "Order for Administrative Closing Due to Bankruptcy Stay"
Walter's answer
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Answered on May 07, 2012
That's what it sounds like to me. Show it to your own attorney to make sure.
Archived
Bankruptcy Fees and means test
Walter's answer
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Answered on May 07, 2012
If you already filed a chapter 7 case, you will probably not be able to dismiss it. You really need an attorney's help to do the means test the...
Archived
What do debt relief companies do?
Walter's answer
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Answered on May 07, 2012
Turn to a bankruptcy lawyer. If you have a moral objection to stiffing your creditors, opt for chapter 13 -- that will let you pay back an...
Archived
Before filing for bankruptcy, am I required to go through credit counseling?
Walter's answer
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Answered on May 07, 2012
You are so right! Your problems, and the problems of all my clients, is too little income and not inability to manage expenses. Everyone (except...
Archived
Does debt settlement hurt your credit like bankruptcy does?
Walter's answer
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Answered on May 07, 2012
I won't speculate about how various actions affect credit scores. But debt settlement companies often charge very high fees and leave you exposed...
Archived
Should I declare bankruptcy?
Walter's answer
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Answered on May 07, 2012
Bankruptcy can discharge your credit card debt, but probably not your student loans. It can't solve your month-to-month cash flow problem, and your...
Archived
What documents do I need to gather to file for bankruptcy?
Walter's answer
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Answered on May 07, 2012
Call them and ask! Every lawyer does it differently. I tell my new clients to bring themselves and nothing else. I send them home with a list of...
Archived
What should I look for in a good bankruptcy attorney?
Walter's answer
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Answered on May 07, 2012
A good bankruptcy lawyer is going to ask you a lot of questions and ask you to provide a lot of documents. He (or she), and not a non-lawyer staff...
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