Archived
Are payments first applied to secured loans before payments, if any, are made on unsecured loans under Chapter 13?
Walter's answer
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Answered on May 13, 2012
For a typical debtor, the answer to these questions would be "yes" and "yes." The answer in your particular situation may be different, and you...
Archived
Can I add a creditor to Bk chap.7 without the petition preparer I used to prepare and file my case?
Walter's answer
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Answered on May 12, 2012
You can legally prepare and file your own amendments to your own schedules. As to which forms you need to amend, you must have told the petition...
Archived
Summons: foreclosure
Walter's answer
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Answered on May 12, 2012
Foreclosure law is specific to each state. But many states require forclosing lenders to notify everyone with an ownership interest, everyone who...
Archived
I am an unsecured creditor in a chapter 13, I know the debtor lied about income, and does not report e-bay income.
Walter's answer
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Answered on May 12, 2012
A letter to the chapter 13 trustee would not be amiss. You have a short amount of time to take action, so you might want to consider hiring a...
Archived
Chapter 13 Income
Walter's answer
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Answered on May 12, 2012
The bankruptcy code requires that a chapter 13 plan pay all priority debts in full and pay unsecured creditors the same amount they would have...
Archived
I used to work for the usao and the acting u.s. attorney is now a bankruptcy judge. i have had to file for bankruptcy. can thi
Walter's answer
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Answered on May 12, 2012
If you are in chapter 7, it's unlikely that any issues will arise that require judicial decision. If they do, make sure your attorney knows about...
Archived
What form do I use to list my creditors? Also, is there any circumstances that would allow discharge of a govt student loan?
Walter's answer
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Answered on May 12, 2012
No property, collateral, or assets, eh? That leaves you sitting naked in the middle of a cornfield, somehow projecting your thoughts onto a...
Archived
Can I file bankruptcy without a lawyer?
Walter's answer
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Answered on May 12, 2012
Did you hear the riddle about, what do you call someone who didn't feel like paying a surgeon thousands of dollars to make a few knife cuts? (A: A...
Archived
Writ of possession after bankruptcy discharge
Walter's answer
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Answered on May 11, 2012
I suggest that you contact a GA attorney to see if there might be a reciprocal attorney's fee statute that would allow you to hire an attorney in...
Archived
Husband filing Ch 7 Bankruptcy -What happens to car that's in my name only?
Walter's answer
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Answered on May 11, 2012
Your husband's lawyer should be able to reassure that you are not being "dragged in" to the case. In similar situations, if my client is using the...
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