We had our bankruptcy (CH7) discharge in October of 2011. Now we are in the process of walking away from our home.

Typically, your discharge would cover your personal liability on any debt you did not reaffirm. However, only your own attorney can advise you...

I filed bankruptcy 3 years ago and have been paying the mortgage on my home consistantly.

This isn't really a question that lawyers can help you with. If you didn't reaffirm the mortgage loan, and if you were not in chapter 13 to cure a...

How do I go about filing personal bankruptcy in the least costly way?

In my opinion, the least costly way is to retain the best bankruptcy attorney you can afford. Your case is not as simple as you think it is, and a...

If a BK trustee abandons a house as an asset, can they un-abandon a year or more later after discharge and sell to pay creditor

If the trustee merely filed a notice of no distribution, he can change his mind later. Few trustees will file a formal notice of abandonment as to...

Debts incurred by fraud are not dischargeable under any chapter.

My husband has a overpayment charge of unemployment which bankruptcy is best to file

I think your real question is whether he can discharge his obligation to repay the overpayment in either kind of bankruptcy. Absent fraud, the...

Pro Se Chapt 7 Dismissed - Can it be refiled

Unless the order dismissing the case says that this hypothetical debtor is barred from filing a new case, the answer is yes. Do this person a big...

My Chapter 13 is due to be completed in July, 2012. Are there any considerations before borrowing from my 401 k afterwards?

I'm chiming in only to caution you away from the national companies who advertise on TV that they can do magic things with IRS debt. That national...

What do i do?

Tell the judge what you just told us. Just be sure to go.

Any way to get rid of student loan

If your loans are federal, apply for an administrative discharge or an income contingent repayment plan if your doctor is willing to certify that...