I bought a home with my girlfriend 6 years ago I need to file bankruptcy do we still get 20000.00 each for exemption

Unless Utah recognizes common law marriages, you will not be able to file a joint petition with your girlfriend. Therefore, the question of whether...

I have ch. 7 and I am walking away from home. Mortgage co. does not have "cash for keys" program." Can I leave BIG trash?

Attorney Bergman's answer indicates that there is no Texas law against what you propose. My perspective is that any lender who refuses to pay you...

If I had a student loan through a private school that filled bankruptcy and desolved, can their creditors try & collect the loan

"Abandonment" in this context means that the trustee decided not to try to collect it. As my colleague says, someone still retains the right to...

IF YOU ARE FACING HARDSHIP AND HAVE STUDENT LOANS TO PAY OFF; HOW DO YOU APPLY AND QUALIFY FOR A HARDSHIP DISCHARGE?

If you have federal loans, talk to the Department of Education, which has various programs to help people with medical or economic hardship issues....

Do i have to pay if the collections department has my name wrong?

Yes, you have to pay, assuming you are the person who actually used the card. There are judicial opinions that flat-out say, "litigation is not a...

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I need to know if I have to give the customer back her title if she owes us money still and is filing chapter 7

I think you have a possessory security interest in the title to secure payment. Whether this is legal under Colorado law, and whether it is a...

If I file a chapter 13 bankruptcy, will this delay my eviction proceeding?

You can stay in your home until the bank obtains relief from the bankruptcy stay, which may be immediate and automatic in your district because you...

After dicharge fom ch 7 bankruptcy, my mortage co. said my house will be on sale on Nov. 6th. Where do I leave the keys?

I think you asked pretty much this same question a week ago. My answer is the same: stay in the house until you know someone else owns it, because...

Will my bank account get frozen if I file for bankruptcy?

Wells Fargo (and Wachovia) routine freezes bank accounts. Any bank or credit union to whom you owe money has the right to freeze your account in...

It depends on the trustee whether you will have a problem with a Zillow appraisal. Our judges do not accept Zillow because it is unreliable. But it...