Chapter 7 was discharged recently. Jeweler with un-reaffirmed secured debt is demanding I pay or return the items I purchased.
Walter's answer
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Answered on December 18, 2012
Run, don't walk, to a specialist in white color crime. It is probably a crime in your state to dispose of the collateral for a secured debt without...
How does the Means Test lines 22-24 (car), 32 (telecommunications), & 36 (fam violence) work? And is modifying expenses wise?
Walter's answer
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Answered on December 18, 2012
These questions are among the many reasons why bankruptcy is not a good do-it-yourself project. Attorneys invest a lot of time to understand how to...
Archived
Can I get out of my lease on apartment because I am filing bankruptcy?
Walter's answer
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Answered on December 18, 2012
Yes. You can assume or reject any executory contract or unexpired lease in bankruptcy. Your attorney will know how to indicate your choice on your...
Archived
Can anybody file an adversary proceeding on chapter 7?
Walter's answer
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Answered on December 18, 2012
This is really two questions. Yes, anyone can FILE an adversary proceeding. Yes, you FILE a motion for summary judgment. Both you and the plaintiff...
Archived
Do i have to pay the trustee money that was repaid to me before someone filed bankruptcy?
Walter's answer
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Answered on December 17, 2012
Yes, it's accurate. If it's a large amount of money, you might want to hire a bankruptcy lawyer to represent in resisting the turnover demand.
Archived
Good morning,
I filed a personal chapter 7 bankruptcy case and would like to know if I could withdraw my case.
Sincerely,
Bob
Walter's answer
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Answered on December 17, 2012
Motions to dismiss chapter 7 cases are not granted unless the case would not result in a dividend to unsecured creditors. Your interest in your...
Archived
What type of income do I need to get a Chapter 7 in Illinois
Walter's answer
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Answered on December 17, 2012
The median income for 3-person households in Illinois is $68,865, so you are definitely above median. Whether there would be a presumption of abuse...
Can the credit union force you to reaffirm al your debts?
Walter's answer
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Answered on December 16, 2012
Answering the first part of your question, a credit union (or any lender) can demand that you reaffirm all debts with them as a condition to...
Archived
Bankruptcy?
Walter's answer
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Answered on December 16, 2012
I don't mean to be overly flippant, but the only "prerequisites" are that you have a pulse and have resided in your judicial district for the...
Archived
If I file for bankruptcy what court fines, fees and LFO's can be included and discharged ?
Walter's answer
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Answered on December 16, 2012
You must declare ALL debts on your schedules, regardless of whether you can or want to discharge them. Your attorney can help you understand...
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