Archived
My ex husband is filing for bankruptcy. His name is still on the deed to my home. How will my home be affected?
Walter's answer
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Answered on February 22, 2012
I strongly disagree with the prior attorney's answer. Unless a divorce decree awarded the house to you, your ownership interest has not changed in...
401k Contribution During Ch.13
Walter's answer
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Answered on February 22, 2012
In order to begin contributing to your 401(k), you are going to have to modify your plan to reduce your plan payments. Whether you're going to be...
Is it possible to get copies of your old credit reports from previous years?
Walter's answer
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Answered on February 21, 2012
I wouldn't think the credit card companies would change their behavior in any way just because you ask them for previous statements. They don't...
Archived
I filed bankruptcy in 2009 when can I file again?
Walter's answer
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Answered on February 21, 2012
Since you didn't say which chapter you filed under, I'll guess you filed under chapter 7 and got a discharge. You can't file a case in which you'll...
Archived
Bankruptcy
Walter's answer
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Answered on February 21, 2012
Nonsense. If you can exempt it, you can keep it. Even if you can't exempt it, the trustee may not care for the hassle of trying to sell it. What...
Archived
To file an emerg. ch 13 without an attorney how many forms do you need
Walter's answer
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Answered on February 20, 2012
Don't do this by yourself. You will inevitably screw it up and have your case dismissed. The next time when you file (hopefully with an attorney)...
Archived
We filed CH7 here in Oklahoma 3 years ago and did not reaffirm with our mortgage company.
Walter's answer
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Answered on February 20, 2012
The bankrutpcy discharged your personal obligation to pay the promissory note. If you stop paying, the bank's only recourse is "in rem" by...
Archived
Chapter 7
Walter's answer
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Answered on February 20, 2012
As best I can tell, railroad retirement benefits are treated the same way as social security benefits. Someone at the Social Security...
Archived
Do I have to amend schedule F when creditors "write off" the balance?
Walter's answer
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Answered on February 20, 2012
No. To be honest, Schedule F serves almost no purpose in a consumer chapter 7 case besides giving people something to cross-check with the matrix....
CAN I FILE BANKRUPTCY ON AN UNSATISFIED JUDGEMENT TO GET MY DRVERS LICENSE BACK?
Walter's answer
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Answered on February 20, 2012
It sounds as though you've been fined for violating the Indiana financial responsibility law. According to an online summary I read, your license...
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