Do I have a case

In my opinion, it definitely sounds like you have a case where your rights have been violated. Please seek local representation as soon as...

Coll. agency won't accept my money for my student loan. Going to legally threaten my cosigner. What can I do?

Hi, it sounds to me like they may have violated some of your rights under the Fair Debt Collection Practices Act, and California's Rosenthal Fair...

I sent a letter for verification of the debt to a collection agency with my adress then the CA reply to an old diferent adress

I would provide your proper address - feel free to contact my office next week and we can try to put you in touch with a local attorney who can...

Can a collection agency garnish my wages for a debt?

I am sorry to hear about your experiences with this agency. Premiere Credit of North America, the agency you are dealing with, generally collects...

Status of Limitations on credit card debt in Washington state

I believe it is 6 years, as the other Attorney had just mentioned. My best to you.

Debt collectors & court

Unless they are a debt buyer collection agency, it is possible as others have been saying here that it is a false threat, which could entitle you...

Debt Validation

In the months that it took them to finally respond, if they attempted to collect via any correspondence, or phone calls, etc directed towards you,...

Validation of Debt

The collection agency has to receive information to help validate the alleged debt from the current creditor. The FTC has stated that mere...

Selected as the best answer

Co signer with no interest in property (name not on title) is ignoring the debt after promising me 10k to resolve my arrearage.

Not legal advice, but to the best of my knowledge, he is on the hook for the debt if it goes into default. I expect that is when he will come...

I requested a debt validation which arrived 6 months later with no signatures just a photo copy of the debt.

From my experience that would not necessarily be enough. It is not enough to provide what you say they provided you. They must identify the terms...