Do I have enough evidence?

It is possible you have a claim against them under Massachusetts law for doing something unfair and deceptive, as they made a promise to you that...

A Municipal court called me but didn't leave a message.

It is hard to know the answer to that, as you have not spoken with the court yet. Please contact the courthouse, so you can get more information...

The short answer is yes. If you need more information, feel free to contact my office.

Stuck with a lemon

If it has failed inspection, you still have a claim under the implied warranty of merchantability. In my opinion, they have breached their...

Collection agencies are calling me . What do I do I do not believe I owe them money

The debt collection agencies that contacted you could also be debt buyers. If they bought the debt, and are trying to collect amounts they are not...

Appropriate penalties for falsely sending debt to collections agency

You could file in small claims court, if you are comfortable with that. However, I would ensure that you prove it was their duty to receive...

What can be done if the response is not sent to the petitioner?

I agree, you should go to the Clerk's office. I hope this helps.

How often do Payday lenders actually sue someone for a $300 debt in Texas?

This could be a legitimate debt collector, however, from my experience in representing TX consumers, what you are saying they have done is...

Fair credit reporting act

If you can prove you do not owe a debt stemming out of one, then yes, but there are many other factors at play, as the attorney who answered ahead...

Who should be the listed as plaintiff when debt is assigned for collection purposes only?

I agree with the attorney who answered ahead of me. Please consult a consumer protection attorney in your area right away if you are being sued.