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A creditor in my bankruptcy case has placed me back on their monthly billing statements years after discharge.
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Answered on June 18, 2012
They should not be able to add you as you have a discharge. In addition, the statute of limitations may protect you as well.
I would call and...
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Chapter 7 Bankruptcy and non dischargeable debt. How and when should I approach these companies?
Herbert's answer
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Answered on June 15, 2012
If you have an ability to fund a payment plan that will pay them in a reasonable amount of time, definately contact them right away . Penalties and...
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I have a few bankruptcy questions. I have received my Chapter 7 Bankruptcy discharge a week ago and have a couple of questions
Herbert's answer
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Answered on June 15, 2012
The house is still yours till the bank forecloses. you keep it insured . You may wish to rent it our for minimal rent to cover expenses of...
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In a 341 will creditors ask what I used the equity for?
Herbert's answer
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Answered on June 14, 2012
It is possible. You may want to consult with an attorney if the disbursements from the equity line were questionable.
General rule, if someone...
Archived
Is it legal for a debtor to collect rent from an investment property that they are surrendering under chapter 13?
Herbert's answer
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Answered on June 14, 2012
Of course. You are responsible to keep the property maintained and insured. The Trustee is not in the business of managing real estate and...
Is a debtor forced to answer a creditor's questions in a 341 bankruptcy hearing?
Herbert's answer
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Answered on June 14, 2012
There are two reasons to answer the question. FIrst and foremost, the debtor has a duty to cooperate . Refuse to cooperate and your case can be...
Discharge of student loans due to permanent disability and hardship
Herbert's answer
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Answered on June 06, 2012
You have identified two distinct issues involved with discharge of student loan obligations. First, is if you can discharge the student debt. It...
My husband has a student loan and we are getting a divorce am I reliable for it also? I did not sign anything for it.
Herbert's answer
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Answered on June 06, 2012
As a general rule, if your divorce agreement does not provide otherrwise, you are not responsible for any of your ex spouse's debts of any type...
Archived
Can I file for chapter 7 Bankruptcy, even though I'm current on my bills?
Herbert's answer
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Answered on June 01, 2012
You have given very limited information which only allows a limited answer.Assuming you have no assets with equity and your expenses are all...
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What is a Creditor's chance of recovery after debtor filed Chapter 13 bankruptcy?
Herbert's answer
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Answered on June 01, 2012
Unfortunately, the answer is simple. You follow the instructions with your bankruptcy notice and file your proof of claim and hope to get...