MA Third Party Debt Collectors

This is the kind of activity that drives debtors batty when they start getting behind on bills. So far, a third party agency, a collection...

What are my options here

Massachusetts does indeed have a law that forbids repossession of consumer goods so long as all payments are current. The arrangement you...

I am have to go to court for a credit dept from 1996 and the last time they contacted me was 2004 can they still collect?

If I was in your position, I would be asking THEM the questions about this debt. You have as much right to conduct discovery in a civil...

Will my bankruptcy affect my future husband?

Also, be careful to check your credit card accounts. Make sure you have not authorized future hubby to use the cards, or to have a courtesy card in...

What's the best way to determine the specific debts listed in a former spouse's bankruptcy petition for which I am the creditor?

If you are near Manchester, you can simply go to the bankruptcy court on Elm Street and right next to the clerk's window is a public terminal where...

Hi -- you need to distinguish between taxes and "overpayment." Excess payment of jobless benefits is not really a tax, it is an attempt to reclaim...

Utility Accounts and Accounts with Zero Balances in Bankruptcy Statements. Student loan question too.

If clients are current on there utilities, I don't list them. Same with zero balance credit cards, but you should expect that most likely all...

Judgement creditor for lost wages filing bankruptcy can I keep

You definitely need to list your claim against this former employee on Schedule B. If the legal case has been active within the past year, (e.g....

Can a private student loan be discharged?

If you decide to forge ahead, keep in mind the adversary proceeding does not have to be filed on the same day as the Chapter 7 voluntary petition,...

Can I lose my work truck if I file for chap 7 bankruptcy?

As strange as it may seem, the answer might come down to whether or not you own any valuable real estate. If your state lets you use the...