Will I be forced into a chapter 13?

If you live in Lawrence, any case you file will be assigned to Worcester, and I wouldn't want to be "3 digit positive " on the I and J out there. A...

Can I payoff my chapter 13 early with no penalty?

Yes, you can do it in Worcester with trustee Denise Pappalardo's office, but they may want an explanation of where the money is coming...

What if I fail the means test?

First of all, don't despair. The income threshold for a family of 4 in Massachusetts is currently $103,624, so you may not be as far away from...

When I prepare cases like this, I list the SSDI on schedule I, omit it from the means test (as Social Security income does not have to be counted...

This means the case is pretty much over.

I've been a lawyer twenty years, and have also "tried to make sense of the bankruptcy laws by reading them online." Good luck with that! But since...

Should I file for bankruptcy?

You sound like a good candidate for a chapter 7 case, which is the quickest and simplest form of bankruptcy. Or to put it another way, the stories...

Can I keep my house and one investment house that I own if I filed chapter 7?

The main key to whether you would want to file for bankruptcy, and which chapter to do it under, is whether the commercial property with the...

Selected as the best answer

Hi I am currently in bankruptcy and just received a letter from the Sherif, stating leved and seized and taken tittle,

It sounds like you might have received an "Execution," from a lawsuit that was filed before the bankruptcy (hopefully). While the bankruptcy...

Filing bankruptcy for retired couple

First, a general comment: your folk's situation is a LOT more common than you think, and there are many older people in Mass. and all over the US...