Archived
Went Chapter 7 in May 2009, did not include my condo, did not reaffirm my mortgage. Can I just walk away? Laid off for over a yr
Robert's answer
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Answered on May 22, 2010
Whether or not you can just walk away depends on what you mean by “I did not include my condo.”
When you file for bankruptcy you are required...
Archived
Went Chapter 7 in May 2009, did not include my condo, did not reaffirm my mortgage. Can I just walk away? Laid off for over a yr
Robert's answer
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Answered on May 22, 2010
Whether or not you can just walk away depends on what you mean by “I did not include my condo.”
When you file for bankruptcy you are required...
Archived
My husband passed away last month. He had a credit card in his,name only. With a $3000. balance. Am I responsible for this?
Robert's answer
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Answered on May 08, 2010
You do not have to pay it, but his estate does. So if he had any assets like a home, car, bank accounts then that money should be used to pay off...
Archived
I completed my Chapter 13 two years ago. A Creditor is coming after my spouse, can they do that?
Robert's answer
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Answered on May 08, 2010
It sounds like you crammed down the value of your car loan in the bankruptcy. Now when you cram down the value of the car you pay less than you owe...
Can I open a Wells Fargo checking account after bankruptcy Chapter 7?
Robert's answer
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Answered on May 08, 2010
This should not be a problem.
If you did hire a lawyer for your case, you should feel free to contact him or her about post-bankruptcy questions...
Archived
Can Sallie Mae place a lien on my property without first going to court and obtaining a judgment?
Robert's answer
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Answered on April 18, 2010
studnet loans get extra protections and taking your tax return is one thing that they can do.
Good luck.
Robert Kovacs
Archived
Is IRA exempt in bk7 if opened just a week before filling and was
from cd that we have it for at least one year
Robert's answer
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Answered on April 18, 2010
This depends on how much you put into the IRA and what your income is. The best thing to do here is to talk to a bankruptcy lawyer who can...
Archived
My landlord is filing for Bankruptcy and property is in foreclosure.
Robert's answer
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Answered on April 18, 2010
Keep making your payments. As long as you have a lease contract for a period of time they cannot evict you until the end of the contract....
Archived
Bankruptcy attorney
Robert's answer
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Answered on April 18, 2010
You will not be able to file on your husband’s behalf. You can file an individual case.
Good luck,
Robert Kovacs
Archived
Buisness is closing, what to do with bad debt
Robert's answer
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Answered on April 04, 2010
You are most likely personally liable on the business debt. A bankruptcy filing will likely discharge your obligation on the debt and thus give you...
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