I think trying to put this legal description in to plain English will be difficult without more of an explanation of the situation surrounding the...

Second mortgage trying to get money after foreclosure, what are my options?

If you are unemployed negotiating the debt down even 50% is likely going to be too much debt for your income to sustain. Bankruptcy may be a...

I recently got a letter in the mail from someone saying there a creditor. There asking for $2,000 from 1985???

I am not licensed to practice in CA, but there are statutes of limitation that prevent taking legal action on collecting debt. Here in...

Chapter 7 dismissed

I am licensed in Massachusetts and not KS. But here is how I would handle this situation in MA. I would file a motion with the Court to re-open...

Can we just volunteer the reposession and be done with it?

You can just tell the bank to come get the car give them the keys and be done with it. However, the bank is correct that at that point they will...

I am in california and file a chapter 7, will that discharged my equity line of credit ? there is no equity in these house

I am no licensed to practice in CA, but I will try to help. In chapter 7 you will likely get a discharge of your personal obligation to repay...

What can I do to stop this foreclosure?

I am not an attorney in your state, but here is the cold reality, if you cannot afford the current monthly mortgage payment plus paying your...

Is my husband liable for my debts?

I am uncertain of the laws in your state, but here in Massachusetts your creditor would not be able to go after your husbands bank account,...

Did not add a bill to my chapter 7, How do I add it after I file?

You need to file an Amended Schedule F with only the forgotten creditor listed. You will also need to file a new matrix, verification of matrix,...

A debt collector is calling to collect on a reposessed motorcyle

Unfortunately, you are likely still liable to pay the debt. As a co-singer of the note you are responsible to repay if the primary individual does...