Questions answered by Robert W. Kovacs Jr.

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Files bankruptcy mortgage company sent a letter stating they would not except bankruptcy. they set a hearing what does it mean

Robert's answer | Answered on August 05, 2009

I am not licensed in your state however; I can offer you some general information. The Bank should not be contacting you directly because of...

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Are someones businesses listed as corporations free of debt if the bankruptcy court grants discharge to the owners?

Robert's answer | Answered on August 05, 2009

I am not licensed in your state however; I can offer you some general information. Business, corporations or an LLC never gets a discharge in...

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I'm a young college student that would like to file bankrucy. approx. $10,000 in collection debts

Robert's answer | Answered on July 15, 2009

Student loans are non-dischargeable in bankruptcy unless you can prove undue hardship. Proving undue hardship is post costly and difficult to do....

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How long after bankruptcy is completed can a creditor still demand payment?

Robert's answer | Answered on July 10, 2009

I am not licensed in your state but I can offer some general information. As soon as your case is filed with the Court your creditors,...

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How do I fix a financial problem with a college campus debt. Can I file bankruptcy on them.

Robert's answer | Answered on July 10, 2009

I am not licensed in your state but I can offer some general information. Not even bankruptcy would force your college to send out your...

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My school went bankrupt do I have to pay back the loan?

Robert's answer | Answered on July 10, 2009

I am not licensed in your state but I can offer some general information. Not much. You d not owe the school you owe Sallie Mae. In most cases...

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Can a collection agency take my debt to the IRS

Robert's answer | Answered on June 27, 2009

I am not licensed in your state but I can offer some general advice. I have not seen the form so I am no sure what it says, but I will take a...

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Does petitioning a bankruptcy proctect me from being forced to sell my home?

Robert's answer | Answered on June 27, 2009

I am not licensed in your state but I can offer some general advice. I am not sure I understood everything that is going on. However,...

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Can a collector file a judgement for credit card debt from 7-8 years ago in NY?

Robert's answer | Answered on June 27, 2009

I am not licensed in your state but I can offer some general advice. Courts through Judges issue judgments NOT creditors. Also, creditors...

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Is my son responsible for my debts if I die?

Robert's answer | Answered on June 27, 2009

I am not licensed in your state but I can offer some general advice. This question would be better posted in the Estate Planning section but I...

Robert W. Kovacs Jr.'s Answers (546)

Files bankruptcy mortgage company sent a letter stating they would not except bankruptcy. they set a hearing what does it mean

Are someones businesses listed as corporations free of debt if the bankruptcy court grants discharge to the owners?

I'm a young college student that would like to file bankrucy. approx. $10,000 in collection debts

How long after bankruptcy is completed can a creditor still demand payment?

How do I fix a financial problem with a college campus debt. Can I file bankruptcy on them.

My school went bankrupt do I have to pay back the loan?

Can a collection agency take my debt to the IRS

Does petitioning a bankruptcy proctect me from being forced to sell my home?

Can a collector file a judgement for credit card debt from 7-8 years ago in NY?

Is my son responsible for my debts if I die?