Questions answered by Robert W. Kovacs Jr.

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Can a condo assoc go bankrupt?

Robert's answer | Answered on August 30, 2009

I am not licensed in your state but I can offer some general advice. I’m not really sure I understand the situation. However, an individual...

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What happens to my co signor, when I tell creditor I have bankruptcy lawyer. Does the creditor stop all activites?

Robert's answer | Answered on August 30, 2009

I am not licensed in your state but I can offer some general advice. Just telling a bank or debt collector that you have an attorney is not...

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Have a loan of college loan debt. Am paying on one loan but not on another. How can I keep them from garnishing my wages?

Robert's answer | Answered on August 30, 2009

I am not licensed in your state but I can offer some general advice. It may make the loan company back off for a while, but it is unlikely to...

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Is a wife responsible for paying off her husbands credit card debt? Also if he files bankruptcy does that affect her credit?

Robert's answer | Answered on August 30, 2009

I am not licensed in your state but I can offer some general advice. This is a very common question. A non-filing spouse’s credit will not be...

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I am on assistance rgt now,and what I rec. goes for a cr. counselor to help cr. card debts. one I could not be inclu....

Robert's answer | Answered on August 30, 2009

I am not licensed in your state but I can offer some general advice. You may wish to talk to a bankruptcy lawyer in your area. Most offer free...

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How do i stop the garnishment, get my money back, and do so by representing myself and not having to pay for councel if possable

Robert's answer | Answered on August 30, 2009

I am not licensed in your state but I can offer you some general advice. Bankruptcy seems like a good option. It will stop the garnishment and...

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Landlord notified if I file bankruptcy

Robert's answer | Answered on August 30, 2009

I am not licensed in your state but I can offer you some general advice. Yes if you are behind on the rent. Probably not if you are current...

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Can I negotiate an unsecured debt settlement on my own without using one of those bogus debt settlement companies?

Robert's answer | Answered on August 30, 2009

I am not licensed in your state but I can offer you some general advice. YES!!!!! This is a great idea. I often tell clients interested in this...

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I would like to know about Pro-Bono Bankruptcy Lawyers.

Robert's answer | Answered on August 30, 2009

I am not licensed in your state but I can offer you some general advice. Legal Service and Legal Aid offer free legal representation to limited...

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I was laid off this year and receiving severance pay for 6 months, Can this income be used for chapter 13?

Robert's answer | Answered on August 30, 2009

I am not licensed in your state but I can offer you some general advice. You have not said why 13 is the way to go. But you will likely get...

Robert W. Kovacs Jr.'s Answers (546)

Can a condo assoc go bankrupt?

What happens to my co signor, when I tell creditor I have bankruptcy lawyer. Does the creditor stop all activites?

Have a loan of college loan debt. Am paying on one loan but not on another. How can I keep them from garnishing my wages?

Is a wife responsible for paying off her husbands credit card debt? Also if he files bankruptcy does that affect her credit?

I am on assistance rgt now,and what I rec. goes for a cr. counselor to help cr. card debts. one I could not be inclu....

How do i stop the garnishment, get my money back, and do so by representing myself and not having to pay for councel if possable

Landlord notified if I file bankruptcy

Can I negotiate an unsecured debt settlement on my own without using one of those bogus debt settlement companies?

I would like to know about Pro-Bono Bankruptcy Lawyers.

I was laid off this year and receiving severance pay for 6 months, Can this income be used for chapter 13?