Questions answered by Robert W. Kovacs Jr.

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My home will go to foreclosure auction in 9 days. How long do I have to vacate the home.

Robert's answer | Answered on September 07, 2009

I am not licensed in your state but I can offer some general advice. My answer here is not timely. But I hope it may still help. After the...

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Can a landlord charge or is due rent on a home that is currently in foreclosure ?

Robert's answer | Answered on September 07, 2009

I am not licensed in your state but I can offer some general advice. Simply yes. Until the home is foreclosed on the land lord still owns it...

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What action can I take against a collection agency over dispute of already paid debt

Robert's answer | Answered on September 07, 2009

I am not licensed in your state but I can offer some general advice. I do not think it is a bad idea. However, I am also unsure whether or not...

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Which is worse defaulting on credit cards or filing for bankruptcy

Robert's answer | Answered on September 07, 2009

I am not licensed in your state but I can offer some general advice. Both are pretty bad. It is tough to say which is worse. Your credit score...

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Our Lawyer didn't want us to say the words "Divorce / Separation" to him so, how long after filing Chapter 7 before we are safe?

Robert's answer | Answered on September 07, 2009

I am not licensed in your state but I can offer some general advice. I am not exactly sure what you mean by “safe.’ But once you have received...

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We filed Chapter 13 and are paying a trustsee for 36 months

Robert's answer | Answered on September 07, 2009

I am not licensed in your state but I can offer some general advice. Your chapter 13 plan is suppose to pay your disposable income. Therefore...

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I just started law school and my house is being foreclosed on, will that prevent my ability to sit for the bar exam???

Robert's answer | Answered on September 07, 2009

There are plenty of lawyers with worse things than a foreclosure on their record that are able to practice. I strongly doubt that this will be a...

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Will we lose our land in a Florida bankruptcy?

Robert's answer | Answered on September 07, 2009

I am not licensed in your state but can offer some general information. Chapter 7 bankruptcy is a liquidation proceeding, this means that the...

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How far back can a debt be collected

Robert's answer | Answered on September 07, 2009

I am not licensed in your state but can offer some general information. There is no limit on how long a debt collector can attempt to collect....

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Does filing chapter 13 have any effect on your taxes?

Robert's answer | Answered on September 07, 2009

I am not licensed in your state but can offer some general information. To the extant you are insolvent (and you would not be filing bankruptcy...

Robert W. Kovacs Jr.'s Answers (546)

My home will go to foreclosure auction in 9 days. How long do I have to vacate the home.

Can a landlord charge or is due rent on a home that is currently in foreclosure ?

What action can I take against a collection agency over dispute of already paid debt

Which is worse defaulting on credit cards or filing for bankruptcy

Our Lawyer didn't want us to say the words "Divorce / Separation" to him so, how long after filing Chapter 7 before we are safe?

We filed Chapter 13 and are paying a trustsee for 36 months

I just started law school and my house is being foreclosed on, will that prevent my ability to sit for the bar exam???

Will we lose our land in a Florida bankruptcy?

How far back can a debt be collected

Does filing chapter 13 have any effect on your taxes?