What exactly does bankruptcy entail?

If you are currently living in Canada you may have some issues filing a “traditional” bankruptcy as venue will not be appropriate anywhere. It...

Does chap 13 prohibit the sale of a home before the term finishes?

You will not be able to sell if the home is foreclosed on. Do not et too far ahead of your self worry about the foreclosure first you can figure...

If a crediter declains a payment from a credit cousler is the bill pay in full

You can send the creditor a written request to stop calling. I suggest sending the request certified return receipt requested as proof you sent the...

I recently filed Chapt 11

People get discharges businesses don’t. If you filed an individual or personal chapter 11 case you should get a discharge. If you filed it in the...

You are not required to sig a reaffirmation agreement. The federal bankruptcy code states that if you do not reaffirm that the secured creditor can...

Cash Advance or Balance Transfer- What are the laws?

First cash advances and balance transfers are treated the same in the eyes of the law. As for having to pay them, I am uncertain of your situation....

Bankruptcy trustee taking over a year to discharge, stalling foreclosure.

Depending on the chapter your ex filed the bankruptcy could take anywhere from 3 – 6 months (in chapter 7) 3-5 years (in chapter 13) and maybe...

Is an attorney required to deliver a pre-lien letter via certified mail?

I am not licensed in your state, but most likely not, regular mail is perfectly acceptable service in most states and federal courts. Good...

Attorney fees and cost waive?

I am not positive I understand your situation. However, I think you are in a payment plan on some sort of debt and they have added an attorney fee...

Creditors do not have to take partial payments. In fact many creditors refuse partial payments. Personally I do not think it makes sense for the...