Is it possible to negotiate a decrease in monthly payment for a chapter 13 repayment plan?

I rarely think of your chapter 13 plan payment as a negotiation. I think of it as telling your creditors what they get. This shifts a lot of power...

I filed chapter 13 bankruptcy 2 yrs ago but now have incurred other medical bills.

In your case the stay would not apply to you. But here in Massachusetts I would argue that since the property of the estate does not vest to the...

After my atty was paid 4,000 in my Ch 13, I told him that I was unhappy with his services and he responded by filing a bill

I am sorry to learn of your problems with your attorney. I hope you are not soured to all lawyers because of this. As you can see here on Avvo many...

Here in Massachusetts they can, however they are not permitted to foreclose on the property due to the homestead. If you sell or refinance you will...

Do banks speed up the foreclosure process after Chapter 7 bankruptcy discharge?

In my experience here in Mass, no. However, if you have a small local bank or credit union my answer may be different. Good luck, Robert...

Do I need an attorney?

I like to share a personal story. When my wife and I had our first son, 7 years ago, we would often say “if ask the question ‘do we need to take...

How can I get my ex-spouse to pay up my credit card?

I agree with my brother. I think a good spot to start is your divorce lawyer. Perhaps your now ex is in contempt of Court for not paying the debt....

My lawyer will not talk with me over 2 months. Bankruptcy case, no tax return 2010 & 2011.trustee&IRS said she must handle this?

Your lawyer should communicate with you. If you are unable to get in touch with your lawyer, contact your local bar association, who may be able to...

My daughter dose not have a job right now to pay on her student loans, but we are getting calls all day every day.

I agree with my brother that there is not much that can be done with student loans. She should contact the lender to try to work out a deferment,...

Credit Law/Bankruptcy Question.

If you have a federal student loan then you can apply for forbearance due to your disability. Contact the lender and see what they can do. As for...