Experian Credit Bureau

A settlement on a credit card is a negative on your credit report, this is likely to be reported for up to 8 years. Additional negative...

Is there any possibility to file a Chapter 7 Bankruptcy on a second mortgage?

You are required by the bankruptcy code to list all your debts. This will include the second mortgage. A chapter 7 bankruptcy filing will discharge...

Activating the credit card is not what obligates you to the terms and condition of the card, but rather sending the application. Since the time...

Activating the credit card is not what obligates you to the terms and condition of the card, but rather sending the application. Since the time...

I owe over 6 figures in back taxes 2006 or older.can i file ch. 13 to drop the owed taxes?

Taxes and bankruptcy is always a tricky issue. Are these income taxes or taxes for something else like sales tax or taxes for your employees?...

I have made several cash advances on my credit cards, totaling about $45,000. How long should I wait to file bankruptcy?

This is a tough question, it seems as though there have been some fraudulent transfers and perhaps charges that were incurred without a present...

Refinancing and credit report

I am not sure which will lower your credit score more, but beware, a settlement with a credit card company can be a taxable event. Meaning the...

Consenquences of repossion of an RV.

Depending on the state you live you in, after repossession the bank will be able to come after you for a deficiency. Deficiency is the amount of...

Consenquences of repossion of an RV.

Depending on the state you live you in, after repossession the bank will be able to come after you for a deficiency. Deficiency is the amount of...

This is a tricky questions and I urge you to speak to your lawyer about it. If the over payment occurred prior to the filing of your bankruptcy...