Massachusetts chapter 7 exemption

Both the state and federal exemptions have a catch-all category to protect your security deposit, if it even needs protecting since it is in your...

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Is education loan secured

There are non-bankruptcy ways to make Department of Education loans affordable and ultimately dischargeable. You should be speaking with a student...

What can I do that I have not done to fix it. Where shall I start?Milton Ma

Only owner's title insurance will protect you. You may have only bought lender or mortgagee title insurance instead of owner's insurance. ...

Can/should I file bankruptcy? If so, will any loans be included?

Yes, you absolutely can get out of the hole you're in. Congress wants you to - at least an earlier Congress that could get a law passed. Ignore the...

If you refinance student loan after marriage (original loan incurred before marriage) will it be considered a marital loan ?

No, not unless your spouse signed the refinanced loan promissory note separate from your own signature.

I have a pending bankruptcy and want to file an adversary proceeding to discharge student loans. Does your firm do these?

You don't need an AP. You can file for a TPD (Total and Permanent Disability Discharge. Form is available on the Dept of Ed's website or just...

Where can one find a list of available attorneys that deal with student loan issues within each state?

This is a listing of all lawyers who have completed specialized student loan training: http://thestudentloanlawyer.com/workshop-graduates/ This...

Do I owe interest years later on a debt that was pd off.

No, to answer your question. There are violations of the Fair Debt Collection Practices Act which can put money in your pocket. (Your...

I'm being sued for personal property. Can I included in bankruptcy?

The bankruptcy filing will suspend the personal property case. Whether "they" have a legal right to still come after you for the property depends...

If I file bankruptcy in MA will my pension benefits be affected?

No, you will not lose your Massachusetts teacher's pension when you file a bankruptcy case in Massachusetts. Don't you just love straight...