Archived
What happens if I just stop paying my card debt? I have heard that that the card issuer cannot attach my social security
L's answer
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Answered on February 01, 2017
For once, you can rely on what you heard. Only the US as a creditor can take SS $$. Private creditors cannot. No need for bankruptcy unless a...
Is there any recourse against a mortgage broker who delayed closing & incurred costs for buyer, due to mortgage broker's error?
L's answer
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Answered on January 29, 2017
I haven't read any paperwork. The following is based on pure guesswork and may not be relied on.
You don't clearly identify your role. I am...
Archived
Can my mortgage change names with no notice to me and then not produce the note in their current name while your house is in for
L's answer
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Answered on January 13, 2017
There are mortgage servicers, there are mortgage holders, and there are note holders.
Servicers, the parties who bill you and receive payments,...
Can chapter 7 bk help to a early termination of commercial lease .
L's answer
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Answered on January 11, 2017
There is rarely any reason for a corporate chapter 7 filing. Just close the doors.
The owner might need his or her own chapter 7 filing if there...
Archived
Car not reaffirmed or repossessed during bankruptcy. Now a total loss due to accident. Does my settlement offer go to the bank?
L's answer
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Answered on November 28, 2016
You had a free car for four years. That was a good deal.
Neither your lawyer or the bank knee that a reaffirmation agreement only needed to be...
Archived
Do I have any legal right to fight the foreclosure sale of my house that occurred 10/5/16?
L's answer
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Answered on November 07, 2016
Are you absolutely certain that the bank sold your home, as opposed to selling or assigning the mortgage? Or perhaps the servicer sold the...
Archived
Why wont lawyer use my credit card monthly payments on husbands bankruptcy?
L's answer
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Answered on November 02, 2016
Your credit card monthly payments duplicate what's already presented as your monthly expenses. Yes? Consider you have a $500 monthly food bill...
Archived
How do I get the co-owner off the mortgage if he hasn't paid half the mortgage or bills?
L's answer
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Answered on October 25, 2016
You need a court order unless Patrick agrees to sign a deed to you.
Even refinancing won't do it without his assent, and if he assents you don't...
I'm in a chapter 13 but the plan hasn't been confirmed.. can I back out?
L's answer
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Answered on October 18, 2016
"my lawyer told me I'd be paying less than I have been ordered to can I get him in trouble"
The common reason for this is that you gave your...
Archived
Will I be responsible for equity loan on house that was quitclaimed to me in 2004 but not filed the loan was taken out in 2006?
L's answer
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Answered on September 28, 2016
Demand to see your father's equity loan application. Perhaps the co-ownership is somehow noted.
There may be a claim to make against any lawyer...
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