Hourly wage with non-guaranteed bonus/commission that fails means test before exemptions

The easiest way is for your friend to file seven months after the receipt of the last bonus. Every other way (file now but ask for income to be...

Joint Personal Chapter 7 Bankruptcy filing where one is Sole Mem of LLC w/ only car loan no assets really

The equity in the truck is an asset of the LLC, and the LLC is your asset. Protecting assets needs a complete review by an attorney. So many...

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Is Equifax source used by courts for creditor verification?

The courts do not use any of the credit reporting agencies, but that does not end your inquiry. When it comes to listing debts, (1) the list of...

If you filed for bankruptcy, can you change your mind and not go through the process?

You're being scammed by your creditors. Here's your statement: "in talking to creditors, I can take care of my bills" Anyone telling you...

Can the bank foreclose on me without talking to me? i own the house, but my husband had the loan in his name only.

You wrote that the loan was only in your late husband's name and that you were tenants in entirety. If true, then you are correct in saying that...

I'm a co-borrower on my sister's house. If I foreclose on my OWN house (I'm the sole borrower), will it affect her?

Your gift to your sister can lead to her being sued by your bankruptcy trustee. Giving away assets and then filing bankruptcy has a bad smell,...

Is there any way to have property returned that was stolen from the bank at the beginning of a foreclosure?

I'm terribly sorry for your loss. It will be very expensive. First will be to prove that the kayak was there at the time the locks were...

I live in ma was behind in mortgage payments but caught up and the bank filed forclosure 2 weeks after i caught up what can i do

That sale date is very dangerous. You need to prepare a complete journal of all communications you had with the mortgage folks with as much detail...

In Ch 7 in MA, can I redeem my car?

The timing of a repossession depends on whether this is the first time the account has been in default and how quickly the lender wants to act. ...

My 2nd mortgage from Citibank had been written off. Can I stop paying the legal agency and avoid foreclosure.

The second mortgagee has the legal right to foreclose even without any equity. It may make the business decision not to, or it may decide to go...