I had a chapter 7 bankruptcy discharged 4 years ago, my house was also discharged but we have remained in the home.

Your lender may not foreclose for months or even years. this leaves you in place as owner. You might be sued if someone slips on an unshovelled...

What is penalty for a lender that has violated the auto stay?

This MASSACHUSETTS lawyer says "yes". There may be another side to the story, however. Other than that, your original bankruptcy lawyer or any...

Can a mortgage company refuse to take payments?

You Comment to Attorney Weinberg's answer added that this first attorney was paid money based on the representation that the house would be saved,...

Can a private student loan be discharged in Chapter 7 Bankruptcy in Massachusetts?

Attorney Weinberg is correct on both counts. Your father has an easily-provable undue hardship based on the SSD and the loan might not be a real...

Lender-placed insurance on a house included in a BK, am I liable?

No, the lender cannot force you to pay lender-obtained insurance. But that is not the end of your inquiry. Say it takes two years for the lender...

I co-signed a student loan for my daughter's ex boyfriend five years ago, how do I get my name off these loans and my $ back?

Let's slow down a bit. It's not a federal student loan - there's no such animal when co-signing for a non-child. Private student loans may not be...

A creditor contacted outside parties who own a portion of property jointly with my husband.

The company is violating state and federal fair debt collection laws, to the injury of your husband and his family (but not you). It should be...

You won't find a more aggressive debtor's attorney than me, yet even I believe that your bankruptcy filing will be in bad faith. "Your Honor, I...

Do I collect rent on rental property that is in foreclosure?

"the bank recently claimed some property I was leasing. " I don't know what this means. I don't know if the lender has an assignment of rents. I...

Debt Validation Notice?

6 months to two years, and that's without regard to raising foreclosure defenses which can keep you there even longer.