JUNIOR SECOND LIEN STRIPPING, HAMP 2MP MODS AND BANKRUPTCY UPDATE June 2015
Jun 03, 2015
JUNE 2015 UPDATE RE JUNIOR (SECOND) LIEN STRIPPING APPLIED TO HAMP HOMEOWNERS (2MP HAMP), & BANKRUPTCY!
HAMP/2MP May Lessen First and Second Lien in Bankruptcy: Contrary to general (legal) knowledg...
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HOW TO USE DEED OF TRUST (CONTRACT) IN CALIFORNIA HOMEOWNER'S LITIGATION (HAMP, HOBR, CFPB, NMS) !
May 15, 2015
HOW TO USE DEED OF TRUST (CONTRACT) IN CALIFORNIA HOMEOWNER'S LITIGATION (HAMP, HOBR, CFPB, NMS, HOPE NOW, H4H, PUBLIC POLICY (MODS / FORECLOSURE)) !
CA Deed of Trust/Note (Contract) provisions sup...
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HOW TO USE NMS (National Mortgage Settlement) IN CALIFORNIA HOMEOWNER'S LITIGATION (HAMP, HOBR)!
May 15, 2015
HOW TO USE NATIONAL MORTGAGE SETTLEMENT LAW FOR CA MORTGAGE BORROWER:
NMS requires Servicer to notify Borrower of all cure options. The NMS states:
* 4(B), "EXPLAIN PROGRAMS FOR WHICH THE BORROW...
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2015 HOMEOWNER LAWS & REGULATIONS A CA BORROWER MUST KNOW !
May 15, 2015
2015 HOMEOWNER LAWS & REGULATIONS A CA BORROWER MUST KNOW !
May 12, 2015 RE HAMP: Making Home Affordable Modification Program (HAMP) was extended to December 31, 2016. along with the refinance prog...
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2015 NEWS: Homeowner Borrower HAMP Mod Program Extended to Dec. 31, 2016
May 15, 2015
May 12, 2015 RE HAMP: Making Home Affordable Modification Program (HAMP) was extended to December 31, 2016. along with the refinance program, HARP. (Dir. Mel Watt of FHFA)
Other Homeowners Modifica...
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New California Homeowner’s Bill of Rights May Trigger New Borrower Rights, Lawsuits with Damages!
Mar 13, 2013
2013. In California, we may have finally reached a turning point and entered into a (short) period of enhanced borrower rights....
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Don't Confuse California Foreclosure Tender Laws; Borrowers Do Not Always Have to Tender!
Apr 02, 2012
No tender is required to enjoin a foreclosure sale prior to the sale, in the event of [the banks] non-compliance with Civil Code 2923.5 (Mabry v. Superior Court (2010) 185 Cal. App. 4th 208). However...
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The 13 Secrets of the Rich or Informed ™
Apr 02, 2012
This list is a non-exhaustive list and only given as a tool to afford easier discussions with your professional team. Your first step in the right direction is to put together a team....
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CA Homeowner Foreclosure Defense Litigation, Demurrers, Injunctions and Use of Judicial Notice
Mar 28, 2012
Generally, Judicial Notice is desired when it can work in one’s favor (whether by non-opposition, opposition or related motions (Demurrers, Injunctions, Summary Judgment, etc.)) Homeowner's generally s...
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Homeowner Unlawful Detainer (UD) Litigation Defense
Nov 16, 2011
In California, Homeowner Unlawful Detainers Evictions (UD) are heard in a limited jurisdiction court. Cases are moved to trial quickly with 'preference.' Most courts only inquire into whether the bank ...
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