Can a debt collector subpoena my bank for deposition to get my account details to find employer information?
Mikalah's answer
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Answered on January 27, 2019
Here is a good article by Digital Media Law that gives some insight into objecting to a subpoena when the scope of the request is too broad by...
Archived
Can credit union keep lien on car because personal loan that was discharged in Ch. 13 was not paid in full?
Mikalah's answer
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Answered on September 12, 2015
Not usually, unless the loan was cross collateralized with the personal loan. Call the credit union to check on this.
Archived
My husband has file chapter 13 bankruptcy can I take over the payment if my name is not on the bankruptcy
Mikalah's answer
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Answered on September 12, 2015
Debtors like your husband can make their chapter 13 payments from a consistent source of income. That income could come from you. This would be a...
Archived
If my name is not on the mortgage but my husband has file a chapter 13 bankruptcy could I still take over even I make less money
Mikalah's answer
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Answered on September 12, 2015
Debtors like your husband can make their chapter 13 payments from a consistent source of income. That income could come from you. This would be...
Archived
Chapter 13 bankruptcy
Mikalah's answer
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Answered on September 08, 2015
chapter 13 requires consistent income to the debtor to help make a plan payment. chapter 13s can later be converted to chapter 7 if the debtor is...
Archived
Could I win a case against my ex in court?
Mikalah's answer
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Answered on September 08, 2015
You could file a small claims action. The key question is what was your intent when you provided him with the money? Was is a gift or was it a...
Archived
What amount of money that you overdraft will the banks take you to civil & sue you for?
Mikalah's answer
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Answered on September 07, 2015
Suit for overdraft is rare in my experience. There is no specific number. Its up to the bank.
Archived
Can you surrender more that one car in chap 7 bankruptcy?
Mikalah's answer
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Answered on September 07, 2015
Yes you can surrender as many cars as you need to. Keep in mind that debts, including car loans, that were recently incurred right before...
I have a question about trying to reach a settlement (with payments) after I receive a summons.
Mikalah's answer
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Answered on September 06, 2015
Once a collection begins via wage garnishment a debtor will have an opportunity to object to the amount by filling out hardship paperwork, filing...
Archived
For Chap 7, do I need to have my state taxes amended before hand or just federal?
Mikalah's answer
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Answered on September 06, 2015
State and federal tax returns are required to be filed when filing bankruptcy.
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