I am a Realtor and the firm I worked for made the decision to hold my commission which is $36K and it is in a trust account.

chap 13 allows debtors to maintain their assets as long as they meet liquidation test and disposable income test requirements when drafting the...

Possible foreclosure?

foreclosure is still possible although unlikely. chapter 13 can help stop foreclosure if necessary. consult with a bankruptcy attorney for...

I have an old judgment from 2010. How do I pay it or settle it?

consider an offer for less but accompany it with a settlement agreement that relieves debtor of any further liability and provides that the credit...

Is my bank liable for a debt caused due to delay on their part?

bank should have to pay. consider writing a letter to the manager requesting reimbursement for the damage and citing the FDCPA after consulting...

How long will a "charged off" student loan stay on your credit report? Is there something we can do to remove it?

if its reporting in error consider filing a dispute with the credit agencies and possibly suing the creditor for reporting bad information.

What are options post ch. 7 bankruptcy/2011 for refinancing when no reaffirmation of orig mortgage was included mort never late

consider filing a new chapter 7 bankruptcy case in which a reaffirmation agreement can be entered into. talk to an attorney to explore your options.

How do I get a collection company to quit harassing me? Might I have a case against Verizon?

A warning letter from an attorney citing your rights under the Fair Debt Collection Practices Act can go along way in stopping the harassment and...

Mexican with Inc. in Texas and lots of business credit card debt. .Back in Mexico and unable to repay. Best course of action?

Bankruptcy requires attending a meeting of creditors within approximately 30 days of filing. This meeting takes place in the state that the debtor...

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Bankruptcy, garnishment. Creditor is a private party, a person. I will name Sherriff and creditor on the matrix. I do not thi

All collection efforts need to stop upon filing bankruptcy unless the automatic stay does not apply for one of several reasons. Generally a...

Can I do anything with a debt collector using the f word & the n word

Abusive language is not permitted by debt collectors. Its a violation of the Fair Debt Collection Laws. The laws provide money damages for the...