Joann joined Deily, Mooney & Glastetter in 2000 and is based in the firm’s Albany... more
Joann joined Deily, Mooney & Glastetter in 2000 and is based in the firm’s Albany office. Before joining DMG, Joann was employed by a large New Jersey firm and focused on chapter 11 practice and bankruptcy litigation. Prior to that, she served as law clerk to the Hon. William F. Tuohey, United States Bankruptcy Judge. Joann represents creditors, defendants and bankruptcy Trustees in all type... view profile
Matthew's practice has been focused on multi-jurisdictional commercial and... more
Matthew's practice has been focused on multi-jurisdictional commercial and bankruptcy litigation, including representing creditors in complex Chapter 11 matters and adversary proceedings throughout the Northeast Region. He also focuses his practice on general business representation, real estate, replevin proceedings and commercial collections. Matthew has represented several national lending ... view profile
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.