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William Delmar Robison

William Robison’s Answers

3 total

  • Are funds from a settlement from a car accident considered exempt funds and not garnishable

    I was in a car accident and received a settlement from the other persons insurance company. I deposited the check into my account 2 mths ago. I have no other income this is the only money in the account. There is now a hold for $11575.00 because o...

    William’s Answer

    Such funds are not exempt in Washington. Is the debt legitimate? Do they have a judgment? Is it a Washington judgment or if from another state has it been properly filed here, with notice to you of the filing of the foreign judgment? If it is a valid judgment your next stop is a bankruptcy lawyer.

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  • Is my lawyer commiting fraud by saying my Pip does not need to be paid back?

    I am reposting my question about my Pip insurance. My attorney gave me paperorks to sign that says the Pip is waived. I called to verify after I signed papers and they had no idea, can I be liable if my attorney is being fradulent?

    William’s Answer

    Under many circumstances repayment of PIP is waived in Washington. If you doubt your attorney ask to see the waiver letter. In other cases PIP may not be waived however, where you have received all or substantially all of the third partie's insurance the "made whole" rule recognized in Washington will allow you to avoid subrogated interests that are subject to state law.

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  • Am I liable for damages to a parked car hit by my child?

    My son (age 9) was riding a bike when he scratched a parked car on the road. It has caused a 4 inch scratch. I am willing to pay any extra after the comprehensive coverage but the owner of the car is unwilling to talk to his insurance claiming th...

    William’s Answer

    Yes. If your son did not do the damage intentionally your homeowner's insurance will probably cover this, call your agent and ask. If the car owner turns it over to his auto insurance you may find them chasing you to recover their payments to repair the car. The bottom line is that you may want to pay this yourself to keep your insurance out of it.

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