Posted by dkm
I'd been trying to fight my disability insurance claim on my own, and was just about to give up because of the terrible toll it was taking when a friend referred me to Mel's firm. After that first call with Mel I was so relieved to discover that there was someone out there who had dedicated their professional life to defending ill people against their insurance companies.
Professionally, he knows ERISA law inside and out and was on top of every minute detail of my case; it ended up in federal court and Mel capitalized on any misstep, no matter how tiny, by Prudential’s attorneys. Personally, he really cares about his clients, and his kindness and empathy show in every interaction. He was always very clear in his explanations of the law as it applied to my case and extremely prompt in responding to my questions as they arose.
We won my case in federal court and I finally received all of the back benefits owed to me; Mel was even able to get me a sizable amount of interest, which was the icing on the cake. It was also very gratifying that Prudential had to pay for all of Mel's time from the beginning of the federal suit onward.
It is true that legal representation can be expensive and comes at the very worst time - when a person is out of work from illness. But, I was confident in two things: 1) that Mel would help me win my case and the back benefits owed to me would more than cover my legal fees, and 2) even if I ended up paying as much in legal fees as the back benefits I received, it would be worth it to be one more person to stand up to these huge insurance companies. However, I did not have to worry about the latter because my settlement covered my legal fees many times over. Moreover, because Mel knows ERISA law so well and is so good at what he does, he works very efficiently and that keeps costs down. A lessor attorney would most certainly have been more expensive in the long run.
There is no doubt in my mind that I would not have had a successful outcome without legal representation, but I truly believe that I had the very best in every regard. Mel is not only exceptionally good at what he does, he is an exceptional person.
Posted by a client
I'm deeply appreciative to Mel for working so hard on my behalf. My claim for disability under ERISA involved one of the nastier local employers. Mel didn't even blink in taking them on. In the end the insurance company paid my benefits. Mel knows this area of law inside and out. He's also easygoing and personable. I get the sense that he doesn't sees the person in his clients, and not just the paycheck. He clearly gets excited when he forces employers and insurance companies to comply with their policies. Last, he's very careful to keep costs as low as possible. He achieves a lot in his billable hours, making the investment in retaining him pay off even more. You will not go wrong hiring Mel to handle your ERISA claim.
Posted by Mb
It didn't take long talking to Mel to discover that none of the other attorneys we consulted even understood the difference between ERISA disability claims and Social Security or Worker's Comp. Two attorneys gave us bad advice (very bad advice!). All of the others wanted large retainers to even address our ERISA claim, while never even knowing what I meant when I referred to ERISA. We had been fighting with our insurance company over a year already, had been approved for SSDI, and we were desperate for help. My husband stumbled across Mel and I was skeptical after our prior frustrations with both attorneys and with the Insurance company.
Long story short, Mel kept me thoroughly educated on the process and legal procedures, while keeping my husband assured that he was being taken care of. He saw to it that my husband was paid every cent due under his policy, and Mel still got paid. By the Insurance company. Which is exactly the way it should be!
Posted by Mary Ann
Compassionate, well informed, ethical, honest. What more can I say? The very best!!!
Posted by A.A.
My husband has a disability and his doctor told him to take a leave of absence. Unfortunately, Aetna said he was not disabled and there was no reason he couldn't work. We appealed with no success. Our doctor appealed with no success. We were referred to Mel and he was wonderful! He interviewed us and explained all about how the process works and what the insurance company is looking for. He took our case and worked diligently compiling all the necessary paperwork. He researched case law and cited case after case where judges had ruled in favor of people with the exact same disabling condition we were struggling with. He showed them where there were flaws in their paperwork.
As a direct result of his efforts, our appeal was approved. After 4 1/2 months of trying to live with no income, we are getting a retro check and will be getting our full disability checks in the future.
Mel is extremely caring, accurate and responsive. No one could expect any more from any attorney. What a blessing this man has been to us.
Posted by a client
I feel extremely grateful that the first two attorneys I contacted for help with my ERISA long-term disability claim had just retired. Otherwise, I would not have found Mel. Easy to work with, personable, caring, time efficient, organized, and knows exactly what to do with regard to ERISA claims. My insurance company had been dragging their feet for months--neither approving nor disapproving my claim. Within one month of Mel coming into the picture the claim was approved. Mel is a true advocate for the injured or ill exactly when a person needs help the most.
Posted by Greg
I engaged Mel when I was unsuccessful with my long-term disability claim with my insurance company. My appeal was denied and they provided one more review of my claim. I decided it was time to find someone who knows the ins and outs of dealing with insurance company claims. I believed I had a legitimate claim, however getting them to approve it within the guidelines of the policy was a completely different game. Mel immediately went on the attack and completed the package for me and in the end they did approve my claim. So I received a good result and that might be the reason for my positive review. Not. Mel did exactly what needed to be done to achieve our objective and was very conscious of the cost and time spent to do so. I would definitely recommend him.
Posted by Christopher
Mel Crawford got exactly what was due me in my long term disability pay out. He is a very gifted negotiator. I was treated with great kindness and respect. Mr Crawford explained every aspect of the process during the settlement.
Besides being a qualified ERISA attorney he is a very honest and ethical person. His fees were very reasonable and fair. I was surprised at how quickly he settled my case.
Posted by Wendy
Mel is not only a great lawyer but a great human being. He is smart, knows ERISA in and out, and provides superior representation and responsiveness. I hired him when the corporation I worked for refused to pay health benefits. He was able to quickly cite to them the laws they were potentially in breach of, despite their refusal to provide any benefits documentation. I ended up being paid the benefits they had denied, thanks to Mel. When you feel powerless to help yourself, Mel's someone you can count on.
Posted by a Insurance client
Mel is the BEST! My life changed for the better the moment I met him. I was diagnosed with a disabling condition, unable to work, overwhelmed at the prospect of dealing with insurance companies and ignorant of the law. In our fist meeting, Mel genuinely respected my personal experience, informed me about ERISA laws and procedures, and immediately defined a path to address my legal and financial concerns.
Long story made short: Within one year (record time, perhaps!), with Mel's guidance and assistance, I successfully resolved issues with the insurance company and began receiving the benefits that are due to me.
Mel's expertise with ERISA laws and procedures were critical to my moving ahead with my life. What made working with this attorney truly exceptional were Mel's insight, advice, availability, responsiveness and above all, his personal care . . all of which he consistently demonstrated throughout our work together.
Today, I still have my disability, but I have my life back . . . in large part because I met Mel and followed his advice. I cannot sing his praises high or wide enough.