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I highly recommend you contact someone with expertise in this area. There are several good ones in the Puget Sound region including Kristine Grelish of Gordon Edmunds Grelish in Seattle, Washington.
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I highly recommend hiring a lawyer. You correctly identify that the standard contingent fee agreement often calls for a 1/3 attorney fee. That number is not set in stone. Some lawyers may set up the structure differently. As a consumer, you are certainly able to negotiate a different contingent fee. What's more important than the fee, however, is that you hire competent counsel. The person you hire should be someone you trust and that trusts you. Someone that is willing to have a frank...
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You would be well advised to hire an attorney. The fact that the person that hit you has insurance does not mean that they will treat you fairly. Hiring an attorney will level the playing field. Most attorneys who do this kind of work work on a contingent fee agreement, meaning that they do not receive any compensation until they recover money for you. They then take a percentage of the recovery, which gives them incentive to get as much as they can for you. I would be happy to discuss...
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You should definitely go to court. Ask for a contested hearing if you haven't already done so. Showing that you had you had insurance at the time of the accident will be useful. It is, however, the law that you must carry proof of valid insurance when you are driving. You may be assessed court costs and other fees/fines, but you should be able to ask for leniency of your insurance was, in fact, in effect at the time of the accident.
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Have your complaints been in writing? All complaints should be in writing. Don't forget to keep a copy of the complaint for your records. If you were not having these problems when you moved in, you should mention to your landlord that every lease agreement has an implied covenant of quiet enjoyment. In other words, the landlord has an obligation to ensure that you possess the premises in peace.
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First, the insurer can get a copy of the police report. You are not obligated to provide one to the insurer. You could provide them with the case number if they don't already have it. You are entitled to parts that will return your car to its pre-accident state, if possible. If you have collision coverage, you may want to have your insurer assist you with the property damage claim. You likely have a deductible, but your insurer, if the other driver is at fault, should assist you in getting...
If you believe that you may have a bad faith claim against your insurer, I strongly suggest that you contact an attorney that specializes in that kind of work as soon as possible. The statute of limitations for the bad faith claim probably does not start running from the date of the accident, but instead may begin running as soon as the insurance company has breached is obligation of good faith. That can be near the time of the accident or even months and years later. My firm does this...
You should definitely contact a personal injury attorney as soon as possible. Getting the treatment you need now is very important. A personal injury attorney may be able to help you find a health care provider or providers that will treat you on a "lien," meaning that they defer payment until your legal claim is resolved. If liability is as clear as you suggest, the other party's insurance company should pay for all of your related treatment and "general damages." They will not, however,...
You should contact an attorney as soon as possible. If you have auto insurance, you probably have PIP coverage, which will pay for your medical bills up to the limit of your insurance policy. You may have an obligation to contact your insurer as soon as you can. An attorney licensed to practice in your area can help you figure out who will pay for your treatment, etc.
I'm sorry to hear about your accident. It sounds awful. You would be well advised to talk to an attorney about what options you might have. If the young man that hit you was living with his parents, they may be liable under the "family car doctrine." Also, if you have UM/UIM coverage of your own, your insurance may be able to pick up where the at fault party's insurance (or lack of insurance) leaves off. In any event, there may be options for you. You should definitely contact an...
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