You can always say "Take the offer', it's your case and your lawyer must follow you settlement decision. However, it would indeed be in your best interests to have the lawyer explain why he/she recommends against it. "Going to court" is an investment of time, energy, effort and emotion, as well as money. You have a right to a clear explanation of the potential upside of "going to court", as your attorney sees it, and the potential downside. I will say that, without knowing any of the...
The first thing to do now is report the accident to her insurance company, if you haven't already. If the police didn't come, the risk is that she will report a false version of events to her carrier, claiming for example that you started out into the intersection, then backed out, into her. You can't prevent that now, but it's best to get a claim file set up immediately.
The first question in any medical malpractice case is: What Happened? Sometimes (many times) the answer isn't clear. The next question is: Was What Happened Preventable with Reasonably Prudent Medicine? Those two questions are answered by retaining experts to review the medical records and offer opinions. If as your question suggests, your friend passed from uncontrolled high blood pressure, the question would be whether his doctors were using to care to try to control it; i.e.,...
If you have any kind of substantial claim, you won't receive a fair offer without an attorney. The insurance company will always low-ball, in hopes you give in. From their point of view, the worst thing that can happen is..........you hire a lawyer. I suggest you call an injury attorney in your area. Good luck.
You have a case that should certainly be investigated by competent medical malpractice counsel. Obtain your records from the hospital; the operative note of the colonoscopy and the discharge summary (at least) should both document how you came to suffer those injuries.
That is a technical question that half the competent attorneys in your state would want to research before answering confidently. In most states the privilege is absolute, but can be waived.
I strongly advise you to get an attorney. Good luck.
If you have insurance, it should cover the damage up to the deductible. You might also have underinsured motorist for property damage, that would cover the deductible as well. Call you insurance company and ask about your coverage. Good luck.