Dispute the debt and demand verification. Also pull your credit report. If reported demand verification. You may have claims under the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA).
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No, you may not keep the card unless the business is solely responsible for the account. This would be very rare unless, of course, you work for Microsoft or some other large business and they gave you a card for business expenses. Assuming the card is in your name, and the business was your own, then you more likely than not signed an agreement as personal guarantor of the debt. Therefore, under such circumstances, there is no way you can keep the card, and if you fail to list it in your...
Depending on the facts of the accident, your husband may be entitled to additional benefits under Section 905(b) of the Long Shore Act. The reason 905(b) claims are so important is because you can seek full damages. Currently, it sounds like he only receiving the compensation and medical benefits available under sections of the LHWCA. In contrast, if he qualifies for a 905(b) claim he can seek pain and suffering, full lost past and future wages, full lost fringe benefits and any other...
HIPPA laws require doctors to obtain signed medical authorizations before releasing medical records. Sign your doctor's authorization to release and the records are yours.
Cease and desist letters do not necessarily mean collectors must stop contacting you. Question is can you prove they received your letters? If so, you may have a case for harassment under the Fair Debt Collection Practices Act (FDCPA). Note, they cannot call you before 8:00 AM and after 9:00 PM, nor can they harass you repeatedly or threaten you. What you should do is answer the phone and advise that you are recording the phone call. This is required by law. If they are dumb enough to...
First off, your dad needs to speak with a doctor and then a maritime lawyer. He not only is entitled to maintenance (daily living benefits equivalent to what he had on board the vessel) and cure (medical benefits until maximum medical cure), but he is also entitled to his unearned wages, the wages but for the injury that he would have earned to the end of his contract or voyage. Furthermore, he may also be entitled to past and future lost wages, pain and suffering and other damages for...
First off, your dad needs to speak with a doctor and then a maritime lawyer. He not only is entitled to maintenance (daily living benefits equivalent to what he had on board the vessel) and cure (medical benefits until maximum medical cure), but he is also entitled to his unearned wages, the wages but for the injury that he would have earned to the end of his contract or voyage. Furthermore, he may also be entitled to past and future lost wages, pain and suffering and other damages for...
Assuming you did not release all claims by acceptance of the $250, I would say yes but you will likely have to sue or threaten to sue the cruise tour operator before they will offer fair compensation. Cruise ship operators are notorious for driving hard bargains when negotiating settlements with unhappy passengers entitled to fair compensation and refunds. Furthermore, your contract of carriage (cruise ticket) likely contains fine print limiting not only your rights to damages, but also the...
Maritime Attachment also referred to Garnishment is used to acquire personal jurisdiction, to the extent of the value of the property seized, over a defendant that cannot be found in the district were the action is filed. For example, the crew of fishing boat owed wages for work performed unable to locate the vessel's owner within the district can establish personal jurisdiction over the owner by attaching the pursing a Rule B attachment of the vessel located within the district. The...
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This is not about aggressiveness. This is about professionalism and providing client service. You are unhappy because your attorney is not communicating with you and keeping you apprised of progress in your case. Get his or her email and ask for an update. If he or she doesn’t respond, and you continue to question the handling of your claim it is time for a new lawyer. Note, however, you should review your Fee Agreement because based on the behavior, this sounds like the type that will...
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