Not unlike a Bank, this company had your money and without authorization gave it to someone else. There is no reason whatsoever that they should refuse to give you your money now based ONLY on the facts you've posted. It is the insurance company and not you that has been cheated. Any refusal to give you your funds (based solely on your facts as posted) is in bad faith and opens them up to potential additional damages.
As noted, you can go after driver personally. In addition, this is why you have uninsured and under insured insurance on your car, so your company can make up for this. Sorry you are hurt and hope you contact a Personal Injury atty soon to take the worry of all of this out of your hands.
Sorry this happened to you. Take a deep breath and think about this. While it's not a plus that you were hit whether or not your blinker was one, you WERE in fact hit. Now, if you were in a right hand lane and turned left and someone hit you, that clearly is your fault. Otherwise, blinker or not, I think the person who was behind you must have been in a big rush to hit you in a T bone fashion while you are turning left. It's EARLY in the process. Get yourself taken care of healthwise and get a...
Context matters and so do individual words and they can even mean different things in different areas of law. You'll need a law dictionary at least and likely want an attorney, before signing any legal document and agreeing to terms you are not sure of.
I'm sorry this happened to you and you may in fact be able to get relief without having to work too hard.
For OTHER readers:
1- For all reading; NEVER ever purchase a vehicle without first having it inspected by someone in the business. A typical inspection is about 100.00.
2- It's rarely a good idea to buy a vehicle over the net or from out of state, as that is WHY it is online, because no one who sees it in person will buy it.
1- Because it is allegedly a Honda...
First, sorry for your loss. Expected or otherwise, it's never pleasant to lose a loved one.
It's my understanding that the debt "dies" with the decedent unless there is in fact an estate to go after. Perhaps paying some of the funeral expenses with the $1,000.00 will dry up the estate and that will be the end of it leaving nothing for credit card company or other creditors? They may even have insurance on the amount?
I'm sure others with more knowledge will chime in shortly.