Most judgments can be augmented to include the cost of recovering the judgment. There are attorneys who specialize in collecting. They can do post judgment discovery and/or start other collection proceedings which may force this person to pay up. Find someone who specializes in collections for your best options.
If the other driver has insurance it is likely a good case. If not, it will be too tough to ever collect any judgment against that person. Feel free to contact my office in Santa Clara for further input, if you wish.
Sounds WEIRD, but, you are either an employee or an independent contractor. IF they exercise enough control over what you do, you ARE an employee. You may wish to sit down with an employment atty one on one to get this straight...
Not unlike a Bank, this company had your money and without authorization gave it to someone else. There is no reason whatsoever that they should refuse to give you your money now based ONLY on the facts you've posted. It is the insurance company and not you that has been cheated. Any refusal to give you your funds (based solely on your facts as posted) is in bad faith and opens them up to potential additional damages.
As noted, you can go after driver personally. In addition, this is why you have uninsured and under insured insurance on your car, so your company can make up for this. Sorry you are hurt and hope you contact a Personal Injury atty soon to take the worry of all of this out of your hands.