Most judgments can be augmented to include the cost of recovering the judgment. There are attorneys who specialize in collecting. They can do post judgment discovery and/or start other collection proceedings which may force this person to pay up. Find someone who specializes in collections for your best options.
If the other driver has insurance it is likely a good case. If not, it will be too tough to ever collect any judgment against that person. Feel free to contact my office in Santa Clara for further input, if you wish.
You need a lawyer who will tell you not to post such admissions on the internet and you need one right away. Further, if you have 100K in sales, you should be able to afford one instead of just asking for free advice on the net. In fact, the LA Cty Bar Assoc. has a referral service where your initial consultation should be fairly inexpensive, like $25.00, for a sit down with an experienced attorney. Good luck with it.
Sounds WEIRD, but, you are either an employee or an independent contractor. IF they exercise enough control over what you do, you ARE an employee. You may wish to sit down with an employment atty one on one to get this straight...