Wow, I find myself reading this question and thinking about all the bad things insurance companies do to their insured. The fact that you are concerned about this and likely having anxiety and losing sleep does not surprise me. Before I became Plaintiff's attorney I worked for a large insurance company in their staff counsel office and then was an insurance defense panel attorney.
I can tell you this from personal experience. There is a fair share of Defense Attorneys that are appointed...
When thinking of damages, you have property damage and then your physical injuries in addition to those of your wife. It is common for your vehicle to be repaired and paid for by your own insurance company but you will have to pay your deductible if you go through your own insurance company for repairs. Depending on the severity of the damage, your car may also be totaled out.
Now, with regard to the physical injuries you and your wife sustained, do not mess around and try to handle the...
I just settled a case where my client was a motorcyclist without a license. If the lack of a license was not a factor in causing the collision, that should be fine.
With regard to the NO Insurance Issue, please read below:
Proposition 213 – In California, if you are injured in an automobile collision and you are the driver of a car, your damages may be limited, depending on whether there was insurance on the vehicle you were driving at the time of the collision. If you did not have...
They are likely trying to determine whether you are insured or not. It shouldn't be a major problem for you. However, you should notify your insurance company about this DMV activity.
A family member is allowed to sit in the deposition for moral support. Most defense attorneys will not object anyway, but make sure your attorney knows its important to you to have your relative there for support!